{"id":54076,"date":"2023-01-06T10:23:49","date_gmt":"2023-01-06T01:23:49","guid":{"rendered":"http:\/\/minbyun.or.kr\/?p=54076"},"modified":"2023-01-06T10:23:49","modified_gmt":"2023-01-06T01:23:49","slug":"%eb%af%bc%ec%83%9d%ec%9c%84%ea%b3%b5%eb%8f%99%eb%85%bc%ed%8f%89-%eb%b2%95%ec%a0%95%ec%b5%9c%ea%b3%a0%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81%ec%9d%80-%ec%a0%80%ec%8b%a0%ec%9a%a9-%ec%84%9c%eb%af%bc","status":"publish","type":"post","link":"https:\/\/www.minbyun.or.kr\/?p=54076","title":{"rendered":"[\ubbfc\uc0dd\uc704][\uacf5\ub3d9\ub17c\ud3c9] \ubc95\uc815\ucd5c\uace0\uae08\ub9ac \uc778\uc0c1\uc740 \uc800\uc2e0\uc6a9 \uc11c\ubbfc \ubcf4\ud638\ub97c \uc704\ud55c \uc815\ub2f5\uc774 \ub420 \uc218 \uc5c6\ub2e4"},"content":{"rendered":"<p style=\"text-align: center;\"><strong><span style=\"font-size: 14pt;\">\ubc95\uc815\ucd5c\uace0\uae08\ub9ac \uc778\uc0c1\uc740\u00a0<\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><strong><span style=\"font-size: 14pt;\">\uc800\uc2e0\uc6a9 \uc11c\ubbfc \ubcf4\ud638\ub97c \uc704\ud55c \uc815\ub2f5\uc774 \ub420 \uc218 \uc5c6\ub2e4<\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400; font-size: 12pt;\">\uc5f0 20% \uc774\uc790 \ub300\ucd9c\ub3c4 \ubc1b\uae30 \uc5b4\ub824\uc6b4 \uc774\ub4e4\uc744 \uc704\ud55c \uae08\ub9ac \uc778\uc0c1\uc740 \ubaa8\uc21c<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400; font-size: 12pt;\">\uc11c\ubbfc\ub4e4\uc758 \ubd88\ubc95\uc0ac\uae08\uc735 \ub178\ucd9c \uc6b4\uc6b4\ud558\uba74\uc11c \uace0\ub9ac \uc774\uc790 \uc815\ub2f9\ud654 \uc548 \ub3fc<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400; font-size: 12pt;\">\ube5a\ub0b4\uc11c \ube5a\uac1a\ub294 \uc774\ub4e4\uc744 \uc704\ud55c \ucc44\ubb34\uc870\uc815 \ud65c\uc131\ud654\uc640 \uc9c0\uc6d0 \uccb4\uacc4 \ud544\uc694<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 12pt;\"><span style=\"font-weight: 400;\">1. \ucd5c\uadfc \ubc95\uc815\ucd5c\uace0\uae08\ub9ac\ub97c \uc778\uc0c1\ud574\uc57c\ud55c\ub2e4\ub294 \uc8fc\uc7a5\uc774 \uacf3\uacf3\uc5d0\uc11c \uc81c\uae30\ub418\uace0 \uc788\ub2e4. \uc9c0\ub09c\ud574 \ud55c\uad6d\uac1c\ubc1c\uc5f0\uad6c\uc6d0(KDI)\uc740 \ubc95\uc815\ucd5c\uace0\uc774\uc790\uc728\uc744 \ud604\uc7ac \uae09\uc99d\ud558\uace0 \uc788\ub294 \uc2dc\uc7a5\uae08\ub9ac\uc640 \uc5f0\ub3d9\ud558\uac8c \ud558\uc5ec \uae08\uc735\ucde8\uc57d\uc790\ub4e4\uc774 \uae08\uc735\uc5d0\uc11c \ubc30\uc81c\ub418\uc9c0 \uc54a\ub3c4\ub85d \ud574\uc57c\ud55c\ub2e4\ub294 \ub0b4\uc6a9\uc758 \uc790\ub8cc\ub97c \ubc1c\ud45c\ud588\uace0(<\/span><a href=\"https:\/\/bit.ly\/3QdJkE3\"><span style=\"font-weight: 400;\">\uc790\ub8cc\ub9c1\ud06c<\/span><\/a><span style=\"font-weight: 400;\">), \u2018\uc815\ubd80 \uc5ed\uc2dc \uc2dc\uc7a5\uc5f0\ub3d9\ud615 \uae08\ub9ac \ub3c4\uc785\uc744 \ud3ec\ud568\ud55c \ubc95\uc815\ucd5c\uace0\uae08\ub9ac \uc870\uc815\ubc29\uc548\uc744 \ud655\uc815\ud558\uace0 \uc774\ub2ec \ub0b4 \uad6d\ud68c\uc640 \ub17c\uc758\ud560 \uac83\u2019\uc774\ub77c\ub294 \ub0b4\uc6a9\uc758 \uae30\uc0ac\uac00 \ubcf4\ub3c4\ub418\uae30\ub3c4 \ud588\ub2e4(<\/span><a href=\"https:\/\/biz.chosun.com\/stock\/finance\/2022\/12\/22\/7WAH7QCYFJE3NJLJ2FMTT3OSAE\/?utm_source=naver&amp;utm_medium=original&amp;utm_campaign=biz\"><span style=\"font-weight: 400;\">\uc790\ub8cc\ub9c1\ud06c<\/span><\/a><span style=\"font-weight: 400;\">). \uc11c\ubbfc\uae08\uc735\uc5f0\uad6c\uc6d0\uc740 \uc9c0\ub09c 1\uc6d4 4\uc77c \uc2dc\uc7a5\uc5f0\ub3d9\ud615 \ubc95\uc815\ucd5c\uace0\uae08\ub9ac\ub97c \ub3c4\uc785\ud574\uc57c\ud55c\ub2e4\uba74\uc11c \ub2e8\uae30\u00b7\uc18c\uc561\ub300\ucd9c\uc758 \uacbd\uc6b0 \uae08\ub9ac\uc0c1\ud55c\uc744 \uc5f0 36% \uc218\uc900\uc73c\ub85c \ucc28\ubcc4\ud654\ud574\uc57c \ud55c\ub2e4\ub294 \uc785\uc7a5\uc744 \ubc1c\ud45c\ud588\ub2e4(<\/span><a href=\"https:\/\/www.mk.co.kr\/news\/economy\/10592330\"><span style=\"font-weight: 400;\">\uc790\ub8cc\ub9c1\ud06c<\/span><\/a><span style=\"font-weight: 400;\">). \uadf8\ub7ec\ub098 \uc774\ub7ec\ud55c \ub17c\uc758\ub4e4\uc774 \uc790\uce6b \ud604\uc7ac \uc138\uacc4 \ucd5c\uace0\uc218\uc900\uc758 \uac00\uacc4\ubd80\ucc44 \ube44\uc728\uc5d0 \ub354\ud574 \ub2e4\uc911\u00b7\ucde8\uc57d\ucc44\ubb34\uc790 \ub9ac\uc2a4\ud06c\uc5d0 \ubd88\uc744 \ubd99\uc774\ub294 \uc870\uce58\ub85c \uc774\uc5b4\uc9c8 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4. \uc11c\ubbfc \uae08\uc735\ubc30\uc81c\ub97c \ub9c9\ub294\ub2e4\ub294 \uad6c\uc2e4\ub85c \uace0\ub9ac\ub300\ub97c \uc815\ub2f9\ud654\ud574\uc11c\ub294 \uc548 \ub420 \uc77c\uc774\ub2e4.\u00a0\u00a0<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-size: 12pt;\">2. \uc8fc\uc9c0\ud558\ub2e4\uc2dc\ud53c \uad6d\uc81c\ud1b5\ud654\uae30\uae08(IMF) \uad6c\uc81c\uae08\uc735\ud611\uc815\uc73c\ub85c \ud3d0\uc9c0\ub41c \uc774\uc790\uc81c\ud55c\ubc95\uc774 2007\ub144 \ubd80\ud65c\ud55c \uc774\ud6c4 \ubc95\uc815\ucd5c\uace0\uae08\ub9ac\ub294 \uc778\ud558\ub418\uc5b4\uc654\ub2e4. \uc774\ub294 \uac00\ub729\uc774\ub098 \uc0b4\ub9bc\uc0b4\uc774\uac00 \ub179\ub85d\ud558\uc9c0 \uc54a\uc740 \uc800\uc2e0\uc6a9\u00b7\uc800\uc18c\ub4dd \uc11c\ubbfc\ub4e4\uc774 \uace0\uae08\ub9ac \ub300\ucd9c\uae4c\uc9c0 \ubc1b\uc544 \uadf8 \uc0c1\ud658\ubd80\ub2f4\uc5d0 \uc2dc\ub2ec\ub9ac\ub294 \uac83\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud55c \ubaa9\uc801\uc73c\ub85c \uc0ac\ud68c\uc801 \ud569\uc758\uc5d0 \ub530\ub978 \uac83\uc774\uc5c8\ub2e4. \ucd5c\uadfc \ub300\ubd80\uc5c5\uccb4 \ub4f1\uc774 \uc870\ub2ec\uae08\ub9ac \uc0c1\uc2b9\uc73c\ub85c \uc601\uc5c5\uc744 \uc704\ucd95\ud560 \uc218\ubc16\uc5d0 \uc5c6\ub2e4\ub294 \uc774\uc720\ub85c \uc774\ub7ec\ud55c \uce5c\uc11c\ubbfc \uc815\ucc45\uc758 \ud750\ub984\uc5d0 \uc5ed\ud589\ud558\ub294 \uc77c\uc774 \uc77c\uc5b4\ub098\uc11c\ub294 \uc548 \ub41c\ub2e4. \ud604\ud589 \ubc95\uc815\ucd5c\uace0\uae08\ub9ac(\ub300\ubd80\uc5c5\ubc95\u00b7\uc774\uc790\uc81c\ud55c\ubc95 \uc2dc\ud589\ub839\uc0c1 20%)\ub3c4 \uc801\uc9c0 \uc54a\uc740 \uc774\uc790\uc728\uc77c\uc9c4\ub300, \ucd5c\uadfc \ubd88\uacbd\uae30\ub97c \uac10\uc548\ud55c\ub2e4\uba74 \uc774\ub7ec\ud55c \uace0\uc774\uc790 \uc870\uac74\uc5d0\uc11c\ub3c4 \ub300\ucd9c\uc744 \ubc1b\uae30 \uc5b4\ub824\uc6b4 \uc774\ub4e4\uc740 \uadf8 \uc774\uc0c1 \uae08\ub9ac\ub85c \ub300\ucd9c\uc774 \uc2e4\ud589\ub41c\ub2e4\uace0 \ud558\ub354\ub77c\ub3c4 \uc774\ub97c \uac1a\uc744 \uac00\ub2a5\uc131\uc774 \ub0ae\uc740 \uc0c1\ud669\uc5d0 \ub193\uc5ec\uc788\ub294 \uacbd\uc6b0\uac00 \ub300\ubd80\ubd84\uc774\ub2e4. \uc5f0 20% \ub300\ucd9c\ub3c4 \uac10\ub2f9\ud558\uae30 \uc5b4\ub824\uc6b4 \uc774\ub4e4\uc744 \ubcf4\ud638\ud55c\ub2e4\uba70 \uae08\ub9ac\ub97c \uc62c\ub9ac\ub3c4\ub85d \uc6a9\uc778\ud558\ub294 \uac83 \uc790\uccb4\uac00 \ubaa8\uc21c\uc774\ub2e4. \uc815\ubd80\uc640 \uae08\uc735\ub2f9\uad6d\uc740 \ub300\ucd9c\uc2dc\uc7a5\uc758 \ub17c\ub9ac\uc5d0 \ub530\ub77c \uc800\uc18c\ub4dd \uc11c\ubbfc \uc0dd\uacc4 \ubb38\uc81c\ub97c \ud574\uc18c\ud560 \uc218 \uc788\ub2e4\ub294 \uc548\uc774\ud55c \ubbff\uc74c\uacfc \ub300\ubd80\uc5c5\uacc4\uc758 \uc774\uad8c\uc744 \ubcf4\uc7a5\ud558\ub294 \ubc29\uc2dd\uc758 \uc815\ucc45\uc774 \ucd94\ud6c4 \ubb34\uc218\ud55c \ucc44\ubb34\ubd88\uc774\ud589 \ubc1c\uc0dd\uacfc \uc11c\ubbfc \uc0dd\uacc4 \ud30c\ud0c4\uc774\ub77c\ub294 \ud3ed\ud0c4\uc73c\ub85c \ub418\ub3cc\uc544 \uc62c \uc218 \uc788\uc74c\uc744 \uc778\uc9c0\ud558\uae30 \ubc14\ub780\ub2e4.\u00a0\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 12pt;\"><span style=\"font-weight: 400;\">3. \ubb38\uc81c\ub294 \ucc44\ubb34\uc0c1\ud658 \ub2a5\ub825\uc774 \ud76c\ubc15\ud55c \uc800\uc18c\ub4dd\u00b7\uc800\uc2e0\uc6a9 \uacc4\uce35\uc744 \uae08\uc735\uc73c\ub85c\ubd80\ud130 \ubc30\uc81c\ud558\ub294 \uac83\uc5d0 \uc788\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ubcf5\uc9c0\ub85c\ubd80\ud130, \ub354 \ub098\uc544\uac00 \uad6d\uac00 \uc815\ucc45\uc73c\ub85c\ubd80\ud130 \ubc30\uc81c\ud558\ub294 \uac83\uc5d0 \uc788\ub2e4. \uc7ac\ucc28 \uac15\uc870\ud558\uac74\ub300 \ubc95\uc815\ucd5c\uace0\uae08\ub9ac\ub97c \ubc1b\uc544\ub4e4\uc774\uc9c0 \uc54a\uc73c\uba74 \uc790\uae08\uc744 \uc870\ub2ec\ud558\uae30 \uc5b4\ub824\uc6cc \uc0dd\uacc4\uac00 \uace4\ub780\ud574\uc9c0\ub294 \uc774\ub4e4\uc740 \uae08\uc735 \u2018\uc2dc\uc7a5\u2019\uc744 \ud1b5\ud574\uc11c\uac00 \uc544\ub2c8\ub77c \ud0c8\uc2dc\uc7a5\uc801 \ubc29\uc2dd\uc73c\ub85c, \ubcf5\uc9c0\ub85c\uc11c \uc9d0\uc744 \ub35c\uc5b4\uc918\uc57c \ud558\ub294 \uacc4\uce35\uc5d0 \uc18d\ud55c\ub2e4. \uc774\ub4e4\uc5d0 \ub300\ud55c \uc120\ubcc4\uc801 \ubcf5\uc9c0 \uc9c0\uc6d0\uacfc \ud568\uaed8 \uc8fc\uac70, \uc758\ub8cc \ub4f1 \uac00\uacc4\uc9c0\ucd9c \ubd80\ub2f4\uc774 \ud070 \uc601\uc5ed\uc5d0 \ub300\ud574\uc11c\ub294 \uacf5\uacf5\uc11c\ube44\uc2a4 \ud655\ucda9\uc774 \uc870\uc18d\ud788 \uc774\ub8e8\uc5b4\uc838\uc57c \ud560 \uacfc\uc81c\uc774\ub2e4. \uc801\uc5b4\ub3c4 \ube5a\ub0b4\uc11c \ube5a\uac1a\uae30\ub85c \uc5f0\uba85\ud574\uc57c\ud558\ub294 \uc774\ub4e4\uc744 \uc11c\ubbfc \uae08\uc735 \uc81c\uacf5\uc774\ub77c\ub294 \uba85\ubaa9\uc73c\ub85c \uacc4\uc18d \ube5a\uc758 \ub2aa\uc5d0 \ube60\uc9c0\uac8c \ud574\uc11c\ub294 \uc548 \ub418\uba70, \ucc44\ubb34\uc870\uc815 \ud65c\uc131\ud654\uc640 \uc7ac\uae30\uc9c0\uc6d0\uc2dc\uc2a4\ud15c \uad6c\ucd95\uc73c\ub85c \ube5a\uc758 \ud130\ub110\uc5d0\uc11c \ube60\uc838\ub098\uc624\ub3c4\ub85d \ud558\ub294 \uac83\uc774 \uc6b0\uc120\uc774\ub2e4. \uc815\ub9d0 \uae09\ud558\uac8c \ud604\uae08\uc774 \ud544\uc694\ud55c \uc11c\ubbfc\uc5d0 \ub300\ud574\uc11c\ub294 \uc815\ubd80\uc640 \uc9c0\uc5ed\uc0ac\ud68c\ub97c \uc911\uc2ec\uc73c\ub85c \uc801\uc808\ud55c \uae08\ub9ac\uc758 \uc815\ucc45\uae08\uc735\uc744 \uc6d0\ud65c\ud558\uac8c \uc81c\uacf5\ud558\uba74\uc11c \uc774\ub4e4\uc774 \ubcf5\uc9c0\uc758 \uc0ac\uac01\uc9c0\ub300\uc5d0 \ub0b4\ubab0\ub9ac\uc9c0 \uc54a\ub3c4\ub85d \uc9c0\uc6d0\ud574\uc57c \ud560 \uac83\uc774\ub2e4. \uc774\uc640 \uad00\ub828\ud574 \ubbf8\uad6d\uc758 \uc9c0\uc5ed\uac1c\ubc1c\uae08\uc735\uae30\uad00(CDFI: Community Development Financial Institution) \ud380\ub4dc\uc640 \uac19\uc774 \uc800\uc18c\ub4dd \uc9c0\uc5ed \uacc4\uce35\uc758 \uac1c\ubc1c \ubc0f \uae08\uc735\uc18c\uc678\uacc4\uce35\uc744 \ud3ec\uc6a9\ud558\ub294 \uc815\ucc45 \ud504\ub85c\uadf8\ub7a8 \ub3c4\uc785\ub3c4 \ub17c\uc758\ub420 \ud544\uc694\uac00 \uc788\ub2e4(<\/span><a href=\"https:\/\/www.peoplepower21.org\/?cat=7&amp;p=1338625&amp;paged=2\"><span style=\"font-weight: 400;\">\ucc38\uace0\uc790\ub8cc<\/span><\/a><span style=\"font-weight: 400;\">). <a href=\"http:\/\/minbyun.or.kr\/wp-content\/uploads\/2023\/01\/M20230106\uacf5\ub3d9\ub17c\ud3c9-\ubc95\uc815\ucd5c\uace0\uae08\ub9ac-\uc778\uc0c1\uc740-\uc800\uc2e0\uc6a9-\uc11c\ubbfc-\ubcf4\ud638\ub97c-\uc704\ud55c-\uc815\ub2f5\uc774-\ub420-\uc218-\uc5c6\ub2e4.pdf\">M20230106[\uacf5\ub3d9\ub17c\ud3c9] \ubc95\uc815\ucd5c\uace0\uae08\ub9ac \uc778\uc0c1\uc740 \uc800\uc2e0\uc6a9 \uc11c\ubbfc \ubcf4\ud638\ub97c \uc704\ud55c \uc815\ub2f5\uc774 \ub420 \uc218 \uc5c6\ub2e4<\/a><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 12pt;\"><span style=\"font-weight: 400;\">4. \uc624\ub7ab\ub3d9\uc548 \uc774\uc5b4\uc9c4 \uc815\ubd80\uc758 \u2018\ube5a\ub0b4\uc11c \uc9d1\uc0ac\ub77c\u2018\uc5d0 \uc774\uc740 \u2019\ube5a\ub0b4\uc11c \uacac\ub38c\ub77c\u2019\uc2dd \uc815\ucc45\uc73c\ub85c \uc778\ud574 \uc6b0\ub9ac\ub098\ub77c\uc758 \uac00\uacc4\ubd80\ucc44\uac00 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc99d\uac00\ud588\ub2e4. \ud2b9\ud788 \ucf54\ub85c\ub09819 \uc720\ud589 \uc2dc\uae30 \uc815\ubd80\uac00 \uc601\uc5c5\uae08\uc9c0\u00b7\uc81c\ud55c \uc815\ucc45\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc7ac\uc815\uc9c0\ucd9c\uc5d0 \uc778\uc0c9\ud574 \uc791\ub144 \ud558\ubc18\uae30 \uc790\uc601\uc5c5\uc790 \ucde8\uc57d\ucc28\uc8fc \ub300\ucd9c \uc99d\uac00\uc728\uc774 18.7%, \ube44\uc740\ud589\uad8c \ub300\ucd9c \uc99d\uac00\uc728\uc774 28.7%\uc5d0 \ub2ec\ud558\ub294 \uc0c1\ud669\uc774\ub2e4(<\/span><a href=\"https:\/\/www.bok.or.kr\/portal\/bbs\/P0000593\/view.do?nttId=10074512&amp;menuNo=200068&amp;pageIndex=1\"><span style=\"font-weight: 400;\">\uc790\ub8cc\ub9c1\ud06c<\/span><\/a><span style=\"font-weight: 400;\">). \uadf8 \uacb0\uacfc\uac00 \uc9c0\uae08 \ud55c\uad6d \uacbd\uc81c\uc758 \ubc1c\ubaa9\uc744 \uc7a1\uace0 \uc788\ub294 \uac00\uacc4\ubd80\ucc44 \ub9ac\uc2a4\ud06c\uc774\ub2e4. \uc5b8\uc81c\uae4c\uc9c0 \ubd80\ucc44\ub77c\ub294 \ud3ed\ud0c4\uc744 \ub0b4\uc77c\ub85c \ub5a0\ubc00\uc5b4\uac00\uba70 \ud48d\uc120\uc744 \ud0a4\uc6b8 \uac83\uc778\uac00. \uc11c\ubbfc\uc758 \uacbd\uc81c\uc801 \uc5b4\ub824\uc6c0\uc744 \ud574\uc18c\ud55c\ub2e4\ub294 \uba85\ubaa9\uc73c\ub85c \uc774\ub4e4\uc744 \ub300\ucd9c\uc2dc\uc7a5\uc5d0 \uba38\ubb34\ub974\uac8c \ud560 \uac83\uc774 \uc544\ub2c8\ub77c \uc548\uc815\uc801\uc778 \ubd80\ucc44 \uac10\uc18c \uc815\ucc45\uc774 \uc2dc\uae09\ud558\ub2e4. \ubb34\uc5c7\ubcf4\ub2e4 \ubc95\uc815\ucd5c\uace0\uae08\ub9ac \uc778\uc0c1\uc740 \uc774\uc5d0 \ubc18\ud558\ub294 \uac83\uc774 \uba85\ubc31\ud558\ub2e4.\u00a0 \ub05d.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0\u00a0<\/span><\/p>\n<p style=\"text-align: center;\"><strong><span style=\"font-size: 12pt;\">2023\ub144 1\uc6d4 6\uc77c<\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><strong><span style=\"font-size: 12pt;\">\uae08\uc735\uc18c\ube44\uc790\uc5f0\ub300\ud68c\uc758<\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt;\">\uae08\uc735\uc815\uc758\uc5f0\ub300\u00b7\ubbfc\ubcc0\ubbfc\uc0dd\uacbd\uc81c\uc704\uc6d0\ud68c\u00b7\uc8fc\ube4c\ub9ac\uc740\ud589\u00b7\ucc38\uc5ec\uc5f0\ub300\u00b7\ud55c\uad6d\ud30c\uc0b0\ud68c\uc0dd\ubcc0\ud638\uc0ac\ud68c<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubc95\uc815\ucd5c\uace0\uae08\ub9ac \uc778\uc0c1\uc740\u00a0 \uc800\uc2e0\uc6a9 \uc11c\ubbfc \ubcf4\ud638\ub97c \uc704\ud55c \uc815\ub2f5\uc774 \ub420 \uc218 \uc5c6\ub2e4 \uc5f0 20% \uc774\uc790 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