{"id":64252,"date":"2025-07-01T17:24:05","date_gmt":"2025-07-01T08:24:05","guid":{"rendered":"https:\/\/www.minbyun.or.kr\/?p=64252"},"modified":"2025-07-01T17:50:51","modified_gmt":"2025-07-01T08:50:51","slug":"%ed%9a%8c%ec%9b%90%ea%b8%b0%ea%b3%a0-%eb%af%bc%eb%b3%80-%eb%af%bc%ec%83%9d%ea%b2%bd%ec%a0%9c%ec%9c%84%ec%9b%90%ed%9a%8c-%eb%af%bc%ec%83%9d%ea%b8%b0%ed%96%89-%ed%9b%84%ea%b8%b0-3%ed%8e%b8","status":"publish","type":"post","link":"https:\/\/www.minbyun.or.kr\/?p=64252","title":{"rendered":"[\ud68c\uc6d0\uae30\uace0] \ubbfc\ubcc0 \ubbfc\uc0dd\uacbd\uc81c\uc704\uc6d0\ud68c \ubbfc\uc0dd\uae30\ud589 \ud6c4\uae30 \u2013 3\ud3b8 : \ubbfc\uc0dd\uae30\ud589 \ud504\ub791\uc2a4\ud3b8 \/ \uc18c\ud604\ubbfc \ud68c\uc6d0"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-64253 aligncenter\" src=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01171853\/%EB%A9%94%EC%9D%B8-04-1024x732.jpg\" alt=\"\" width=\"640\" height=\"458\" srcset=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01171853\/%EB%A9%94%EC%9D%B8-04-1024x732.jpg 1024w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01171853\/%EB%A9%94%EC%9D%B8-04-300x214.jpg 300w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01171853\/%EB%A9%94%EC%9D%B8-04-768x549.jpg 768w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01171853\/%EB%A9%94%EC%9D%B8-04.jpg 1312w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<p style=\"text-align: center;\"><strong>[\ubbfc\ubcc0 \ubbfc\uc0dd\uacbd\uc81c\uc704\uc6d0\ud68c \ubbfc\uc0dd\uae30\ud589 \ud6c4\uae30 \u2013 3\ud3b8]<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 24pt;\"><strong>\ubbfc\uc0dd\uae30\ud589 \u2013 \ud504\ub791\uc2a4\ud3b8<\/strong><\/span><\/p><br><p style=\"text-align: right;\"><strong>&#8211; \uc18c\ud604\ubbfc \ud68c\uc6d0<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>1. \uc11c\ub860<\/strong><\/p>\n<p>\ud30c\ub9ac\uc5d0\uc11c\ub294 2025. 2. 19.\ubd80\ud130 2. 21.\uae4c\uc9c0 3\uc77c \ub3d9\uc548 6\uacf3\uc758 \uae30\uad00\/\ub2e8\uccb4\ub97c \ubc29\ubb38\ud558\uc600\uc2b5\ub2c8\ub2e4. \uc8fc\uac70 \ubd84\uc57c\uc5d0 \ub300\ud574\uc11c\ub294 \u2460 \uc0ac\ud68c\uc8fc\ud0dd\uc758 \uacf5\uae09 \ubc0f \uad00\ub9ac, \ud2b9\ud788 \uc7ac\uc815 \ubb38\uc81c\uc640 \u2461 \uc138\uc785\uc790 \ub2e8\uccb4\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd98 \ud6c4, \uad6d\ub0b4 \uc804\ubb38\uac00 \ubd84\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uc544 \uad6c\uccb4\uc801\uc73c\ub85c \ubc29\ubb38 \ub2e8\uccb4\ub97c \uad6c\uc0c1\ud558\uc5ec \ud604\uc9c0 \ucf54\ub514\ub2d8\uc744 \ud1b5\ud574 4\uacf3[CNL(\uc804\uad6d\uc138\uc785\uc790\uc5f0\ud569), ANCOLS(\uc804\uad6d\uc0ac\ud68c\uc8fc\ud0dd\uac10\ub3c5\uae30\uad00), Paris Habitat(\ud30c\ub9ac \uc544\ube44\ud0c0, \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae30\uc5c5), USH(\ud504\ub791\uc2a4 \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae09\ub2e8\uccb4 \uc5f0\ud569\uae30\uad00)]\uc744 \uc12d\uc678\ud558\uc600\uc2b5\ub2c8\ub2e4. \uadf8 \uc678\uc5d0 \ubbfc\uc0dd\uacbd\uc81c\uc704\uc6d0\uc7a5\ub2d8\uc758 \ucd94\ucc9c\uc73c\ub85c \ud504\ub791\uc2a4 \uc0ac\ud68c\ub2f9\uc758 \uc2f1\ud06c\ud0f1\ud06c \uc5ed\ud560\uc744 \ud558\ub294 Fondation Jean-Jaur\u00e8s(\uc7a5 \uc870\ub808\uc2a4 \uc7ac\ub2e8)\uc640 \ud5cc\ubc95\uae30\uad6c\uc778 \uc2dc\ubbfc\ucc38\uc5ec\uae30\uad00 CESE(\ud504\ub791\uc2a4 \uacbd\uc81c\uc0ac\ud68c\ud658\uacbd\uc704\uc6d0\ud68c)\ub97c \uc12d\uc678\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-64255 aligncenter\" src=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172157\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-28-1024x732.jpg\" alt=\"\" width=\"640\" height=\"458\" srcset=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172157\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-28-1024x732.jpg 1024w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172157\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-28-300x214.jpg 300w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172157\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-28-768x549.jpg 768w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172157\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-28.jpg 1312w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<p><strong>2. \uccab\uc9f8 \ub0a0 (2. 19.) \uc624\uc804 : Fondation Jean-Jaur\u00e8s(\uc7a5 \uc870\ub808\uc2a4 \uc7ac\ub2e8)<\/strong><\/p>\n<p>\uc7a5 \uc870\ub808\uc2a4 \uc7ac\ub2e8(Jean Jaur\u00e8 Foundation)\uc740 1992\ub144\uc5d0 \uc124\ub9bd\ub41c \uc2f1\ud06c\ud0f1\ud06c\ub85c, \ud504\ub791\uc2a4 \uc0ac\ud68c\ub2f9(Parti Socialiste)\uacfc \uae34\ubc00\ud55c \uad00\uacc4\uc5d0 \uc788\uc73c\ub098, \uc815\ub2f9\uc5d0 \uc18c\uc18d\ub418\uc5b4 \uc788\uc9c0\ub294 \uc54a\uc740 \ub3c5\ub9bd\ub41c \uc7ac\ub2e8\uc785\ub2c8\ub2e4. \uc7ac\ub2e8\uc758 \uc774\ub984\uc740 \ud504\ub791\uc2a4 \uc81c3\uacf5\ud654\uad6d \uc2dc\uae30 \uc0ac\ud68c\uc8fc\uc758 \uc9c0\ub3c4\uc790\uc600\ub358 \uc7a5 \uc870\ub808\uc2a4(Jean Jaur\u00e8, 1859-1914)\uc758 \uc774\ub984\uc744 \ub530\uc654\uc2b5\ub2c8\ub2e4. 2022\ub144\ubd80\ud130 \ud604\uc7ac \uc758\uc7a5\uc740 \uc7a5 \ub9c8\ud06c \uc544\uc774\ub85c \uc804 \ucd1d\ub9ac(Jean-Marc Ayrault)\uc785\ub2c8\ub2e4. \ud504\ub791\uc2a4 \ud30c\ub9ac\uc5d0 \ubcf8\ubd80\ub97c \ub450\uace0 \uc788\uc73c\uba70, \uc7ac\uc815\uc740 \uacf5\uacf5\uc9c0\uc6d0 80%, \uae30\ubd80 20%\ub85c \uc6b4\uc601\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac01\uac01\uc758 \ubd84\uc57c\uc5d0 \ub300\ud558\uc5ec \ub2e4\uc218\uc758 \uad00\uce21\uc18c(Observatoire)\ub97c \uc6b4\uc601\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc7ac\ub2e8 \uce21\uc5d0\uc11c\ub294 \ud2f0\uc5d0\ub9ac \uc624\ube0c(Thierry Aube) \uc544\uc2dc\uc544-\ud0dc\ud3c9\uc591 \uad00\uce21\uc18c \uc18c\uc7a5, \ub9c8\uc57c \ub85c\ub791\uc2a4(Maya Laurens) \uad6d\uc81c \ubd80\uc11c \ud504\ub85c\uc81d\ud2b8 \ub2f4\ub2f9\uad00, \uc544\ub974\ub178 \ub974\ubcf4(Arnaud Leveau) \ud30c\ub9ac \ub3c4\ud540 \ub300\ud559\uad50(Universit\u00e9 Paris Dauphine) \uad6d\uc81c \uad00\uacc4\ud559 \uad50\uc218, \uc54c\ub809\uc0c1\ub4dc\ub974 \ubbf8\ub124(Alexandre Minet) \uad6d\uc81c\ubd80 \uad6d\uc7a5, \uc0e4\ub97c\ub9ac \uc0b4\uce74\uc790\ub178\ud504(Charly Salkazanov) \ubcc0\ud638\uc0ac\uac00 \ucc38\uc11d\ud558\uc600\uc2b5\ub2c8\ub2e4.<br \/>\n\ud2b9\ud788 \uc544\ub974\ub178 \ub974\ubcf4 \uad50\uc218\ub294 \uc11c\uac15\ub300\ud559\uad50\uc5d0\uc11c \uc5f0\uad6c\uad50\uc218\ub85c \uc7ac\uc9c1\ud55c \uacbd\ub825\uc774 \uc788\uc5b4 \ud55c\uad6d\uc5d0 \ub300\ud55c \uc774\ud574\uac00 \uae4a\uc5c8\uace0, \uac04\ub2f4\ud68c\uc5d0\uc11c \uc138 \uac00\uc9c0 \uc9c8\ubb38\uc744 \ub358\uc84c\uc2b5\ub2c8\ub2e4. \uccab\uc9f8\ub294 \ud55c\uad6d\uc758 \uad6d\uac00\uc778\uad8c\uc704\uc6d0\ud68c\uac00 \uc218\ud589\ud558\ub294 \uc0ac\ud68c\uc801 \uc5ed\ud560\uc774 \uc5b4\ub5a0\ud55c\uc9c0, \ub458\uc9f8\ub294 \ubd81\ud55c \uc120\uc6d0 \uac15\uc81c\ubd81\uc1a1 \uc0ac\uac74\uc5d0 \ub300\ud55c \ubbfc\ubcc0\uc758 \uc785\uc7a5\uc774 \ubb34\uc5c7\uc778\uc9c0, \uc14b\uc9f8\ub294 \ud55c\uad6d \uc815\uce58 \uad6c\uc870\uc0c1 \uad6d\ud68c\uac00 \ub2e8\uc6d0\uc81c\uc778 \uc810\uc774 \uc81c\ub3c4\uc801\uc73c\ub85c \ubb38\uc81c\ub418\uc9c0 \uc54a\ub294\uc9c0\uc5d0 \uad00\ud55c \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub2f9\ucd08 \uc7ac\ub2e8 \uce21\uc5d0\uc11c\ub294 \uc7ac\ub2e8\uc758 \ud65c\ub3d9\uacfc \ud504\ub791\uc2a4 \ud615\uc0ac\uc0ac\ubc95 \uc81c\ub3c4\uc5d0 \ub300\ud574 \ubc1c\ud45c\ud558\uaca0\ub2e4\uace0 \ud558\uace0, \uc591\uad6d\uc758 \uc815\uce58 \uc0c1\ud669\uc744 \ub17c\uc758\ud558\uc790\uace0 \ud558\uc600\uc73c\ub098, \uc2e4\uc81c\ub85c\ub294 \uc2dc\uac04 \uc81c\uc57d\uc73c\ub85c \uc778\ud574 \uc7ac\ub2e8 \uc18c\uac1c \uc704\uc8fc\uc758 \ubc1c\ud45c\uac00 \uc788\uc5c8\uace0, \uc774\ud6c4\uc5d0\ub294 \uac04\ub2e8\ud558\uac8c \uc9c8\uc758\uc751\ub2f5\uc744 \ud558\uc600\uc2b5\ub2c8\ub2e4. \uccab \uad50\ub958\uc778 \ub9cc\ud07c \ub2e4\uc18c \ud3ec\uad04\uc801\uc778 \ub300\ud654\uac00 \uc624\uac14\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac \uce21\uc5d0\uc11c\ub3c4 \uc724\ubcf5\ub0a8 \ud68c\uc7a5\ub2d8\uaed8\uc11c \uc628\ub77c\uc778 \uc601\uc0c1\uc73c\ub85c \uc778\uc0ac\ub9d0\uc500\uc744 \ud574\uc8fc\uc2dc\uace0 \uac04\ub2f4\ud68c \ub05d\uae4c\uc9c0 \ucc38\uc11d\ud558\uc168\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-64256 aligncenter\" src=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172218\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-27-1024x732.jpg\" alt=\"\" width=\"640\" height=\"458\" srcset=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172218\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-27-1024x732.jpg 1024w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172218\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-27-300x214.jpg 300w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172218\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-27-768x549.jpg 768w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172218\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-27.jpg 1312w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<p><strong>3. \uccab\uc9f8 \ub0a0 (2. 19.) \uc624\ud6c4 : CNL(Conf\u00e9d\u00e9ration Nationale du Logement, \uc804\uad6d\uc138\uc785\uc790\uc5f0\ud569)<\/strong><\/p>\n<p>CNL\uc740 1\ucc28 \uc138\uacc4\ub300\uc804 \ub2f9\uc2dc \uacc4\uc18d \uc784\ub300\ub8cc\ub97c \uc9c0\ubd88\ud558\uace0 \uc788\ub358 \uc5ec\uc131\ub4e4\uc774 \ubb38\uc81c\ub97c \uc81c\uae30\ud558\uba70 \uc2dc\uc791\ub41c \ub2e8\uccb4\uc785\ub2c8\ub2e4. \ud30c\ub9ac\ucf54\ubb8c \uc774\ud6c4 \ub4f1\uc7a5\ud55c \uc5ec\ub7ec \uc138\uc785\uc790 \ub2e8\uccb4\ub4e4\uc758 \uc5f0\ud569\uc73c\ub85c 1916\ub144\uc5d0 \uc124\ub9bd\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc591\ucc28\ub300\uc804 \ud6c4 \uc804\uad6d \uc138\uc785\uc790\uc870\ud569\uc73c\ub85c \uc774\ub984\uc744 \ubc14\uafb8\uace0 \uc7ac\uc815\ube44\ub418\uc5c8\uace0, 1980\ub144\uc5d0\ub294 \ud504\ub791\uc2a4 \uc815\ubd80\uc758 \uc8fc\ud0dd \uc18c\uc720 \uc7a5\ub824 \uc815\ucc45\uc5d0 \ub300\uc751\ud574 \uba85\uce6d\uc5d0\uc11c \u2018\uc138\uc785\uc790\u2019\ub97c \u2018\uac70\uc8fc\uc790\u2019\ub85c \uba85\uce6d\uc744 \ubcc0\uacbd\ud558\uace0 \uc2e4\uac70\uc8fc \ubc0f \uc790\uac00 \uc18c\uc720\uc790\uae4c\uc9c0 \ud3ec\uad04\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc18c\uc18d \ub2e8\uccb4\ub4e4\uc758 \ud55c \ucd95\uc740 \uc9c0\uc5ed \ub124\ud2b8\uc6cc\ud06c\uc774\uace0, \ud55c \ucd95\uc740 \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae09\uae30\uad00\ub9c8\ub2e4 \uc758\ubb34\uc801\uc73c\ub85c \uc120\ucd9c\ud558\ub3c4\ub85d \ub418\uc5b4\uc788\ub294 \uc138\uc785\uc790 \ub300\ud45c \uc9d1\ub2e8\uc785\ub2c8\ub2e4. \ud504\ub791\uc2a4 \uc804\uc5ed\uc758 100\uc5ec\uac1c \uc9c0\uc5ed \uc911 87\uac1c \uc9c0\uc5ed\uc5d0 \uc9c0\uc5ed \uc5f0\ub9f9\uc774 \uc788\uace0, \uc57d 4,600\uac1c\uc758 \uc9c0\uc5ed \ubaa8\uc784\uc774 \uc788\uc73c\uba70, \uc9c1\uc811 \ud68c\uc6d0\uc73c\ub85c \uac00\uc785\ud55c \uac00\uad6c\ub294 \uc57d 7\ub9cc \uac00\uad6c\uc785\ub2c8\ub2e4. 800\uba85 \uc774\uc0c1\uc758 \ub300\ud45c\uc790\uac00 \uc0ac\ud68c\uc8fc\ud0dd \uc6b4\uc601\uc5d0 \ucc38\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>CNL\uc5d0\uc11c\ub294 \uc5d0\ub514 \uc790\ud06c\ub9c8\ub974(Eddie Jacquemart) \ud68c\uc7a5, \uac00\ube0c\ub9ac\uc5d8 \ubb34\uc170(Gabriel Mouch\u00e8s) \uc0ac\ubb34\uad6d \uac04\uc0ac\uac00 \ucc38\uc11d\ud558\uc600\uc2b5\ub2c8\ub2e4. CNL\uc740 \uc6b0\ub9ac\uc758 \ubc29\ubb38 \uc77c\uc815\uc5d0 \ub9de\ucd94\uc5b4 \uc5f0\ub840 \uc815\uae30\ucd1d\ud68c \uc77c\uc815\uae4c\uc9c0 \ubcc0\uacbd\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>CNL\uc758 \ucd5c\uadfc \uc774\uc288\ub294 \uc784\ub300\ub8cc \uc778\uc0c1 \uc800\ud56d \ud22c\uc7c1\uacfc \uc0ac\ud68c\uc8fc\ud0dd \uac74\uc124 \ud655\ub300 \uc6b4\ub3d9 \ub4f1 2\uac00\uc9c0\uc785\ub2c8\ub2e4. \uc9c0\ub09c 2\ub144\uac04 \uc784\ub300\ub8cc\uac00 10% \uc774\uc0c1 \uc778\uc0c1\ub418\uc5c8\uace0, \ub7ec\uc2dc\uc544-\uc6b0\ud06c\ub77c\uc774\ub098 \uc804\uc7c1\uc73c\ub85c \uc778\ud574 \uac00\uc2a4\ube44\uac00 \ub300\ud3ed \uc0c1\uc2b9\ud558\uc5ec \uadf8\uc5d0 \ub530\ub978 \uc778\ud50c\ub808\uc774\uc158\ub3c4 \uc77c\uc5b4\ub098\ub294 \ub4f1 \uac00\uacc4 \uacbd\uc81c\uac00 \ud798\ub4e0 \uc0c1\ud669\uc785\ub2c8\ub2e4. \uc5ec\uae30\uc5d0 \uc5d0\ub108\uc9c0 \ud6a8\uc728\uc744 \ub192\uc774\uae30 \uc704\ud55c \ubc95\ub839 \uac1c\uc815\uc73c\ub85c, \uac74\ubb3c\uc8fc\uac00 \uc5d0\ub108\uc9c0 \ud6a8\uc728\uc744 \ub192\uc774\uae30 \uc704\ud574 \uac74\ubb3c\uc744 \ubcf4\uc218(\ub808\ub178\ubca0\uc774\uc158)\ud558\uba74 15\ub144 \ub3d9\uc548 \ub808\ub178\ubca0\uc774\uc158 \ube44\uc6a9\uc758 50%\ub97c \uc138\uc785\uc790\uc5d0\uac8c \ubd80\uacfc\ud560 \uc218 \uc788\ub3c4\ub85d \ud55c \uac83\uc774 \ud070 \ubd80\ub2f4\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc778\uc0c1\uc801\uc774\uc5c8\ub358 \uacac\ud574\ub294 2\uac00\uc9c0\uc600\uc2b5\ub2c8\ub2e4. \uccab \ubc88\uc9f8\ub294 \uc815\uce58\uc5d0 \ub300\ud55c \uac15\uc870\uc785\ub2c8\ub2e4. \uc790\ud06c\ub9c8\ub974 \ud68c\uc7a5\uc740 CNL\uc758 \uc8fc\ub41c \uc5ed\ud560 \uc911 \ud558\ub098\ub294 \uc815\uce58\uc801 \ub85c\ube44\ub77c\uba74\uc11c, \uc8fc\uac70 \ubd84\uc57c\ub294 \uc815\uce58\uc801 \ubb38\uc81c\ub77c\uba70 \ub85c\ube44\uc758 \uc5ed\ud560\uc774 \ud06c\ub2e4\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4. \uadf8\ub294 \u201c\uac70\uc8fc\uc790\ub294 \uace7 \ud22c\uc7c1\uac00\u201d\ub77c\ub294 \ud45c\ud604\uc744 \ud1b5\ud574, \ub2e8\uc21c\ud55c \uc0dd\ud65c \ubb38\uc81c\ub85c \ubcf4\uc77c \uc218 \uc788\ub294 \uc8fc\uac70\uac00 \uc0ac\uc2e4\uc740 \uc815\uce58\uc801 \uacb0\uc815\uc758 \uacb0\uacfc\uc784\uc744 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ud30c\ub9ac\uc758 \uacf5\uacf5\uc784\ub300\uc8fc\ud0dd \ube44\uc728\uc774 25%\uc5d0 \uc774\ub974\uac8c \ub41c \uac83\ub3c4 \uc9c0\ub09c 20\uc5ec \ub144\uac04\uc758 \uc815\uce58\uc801 \uc758\uc9c0\uc640 \uc81c\ub3c4\uc801 \uc218\ub2e8\uc774 \uacb0\ud569\ud55c \uacb0\uacfc\ub77c\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4. SRU\ubc95(\ub3c4\uc2dc \uc5f0\ub300 \ubc0f \uc7ac\uc0dd\uc5d0 \uad00\ud55c \ubc95\ub960)\uc740 2000\ub144\uc5d0 \uc81c\uc815\ub41c \uc88c\ud30c \uc815\ubd80\uc758 \uc815\ucc45\uc73c\ub85c, 3,500\uba85 \uc774\uc0c1\uc758 \ub3c4\uc2dc\uc5d0\uc11c \uc804\uccb4 \uc8fc\ud0dd\uc758 25% \uc774\uc0c1\uc744 \uacf5\uacf5\uc784\ub300\uc8fc\ud0dd\uc73c\ub85c \uc804\ud658\ud558\ub3c4\ub85d \uc815\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub97c \uc9c0\ud0a4\uc9c0 \uc54a\ub294 \uc9c0\ubc29\uc815\ubd80\uc5d0\ub294 \ubc8c\uae08\uc774 \ubd80\uacfc\ub41c\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uc774 \ubc95\ub960\uc740 \uc6b0\ud30c \uc815\ubd80 \uc2dc\uae30 \uc77c\ubd80 \uc644\ud654\ub418\uc5b4 \ubbfc\uac04\uc784\ub300\uae4c\uc9c0 \ud3ec\ud568\ud558\ub294 \ubc29\ud5a5\uc73c\ub85c \ubcc0\ud654\ub418\uc5c8\uc9c0\ub9cc, CNL\uc740 \uc628\uc804\ud55c \uacf5\uacf5\uc784\ub300\uc8fc\ud0dd \uae30\uc900\uc744 \ud68c\ubcf5\ud558\uace0 \uadf8 \ube44\uc728\uc744 30%\uae4c\uc9c0 \ud655\ub300\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \uc0bc\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ud504\ub791\uc2a4\ub294 \uc9c0\ubc29\uc815\ubd80\uac00 \ubd80\ub3d9\uc0b0 \uac70\ub798 \uc2dc \uc6b0\uc120\uc801\uc73c\ub85c \ub9e4\uc785 \uc5ec\ubd80\ub97c \uacb0\uc815\ud560 \uc218 \uc788\ub294 \u2018\uc120\ub9e4\uad8c\u2019 \uc81c\ub3c4\ub97c \ud1b5\ud574 \uc2e4\uc9c8\uc801\uc778 \uacf5\uacf5\uc8fc\ud0dd \ud655\ubcf4\ub3c4 \uac00\ub2a5\ud558\ub2e4\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub450 \ubc88\uc9f8\ub294 \uacf5\uacf5\uc784\ub300\uc8fc\ud0dd\uc774 \ud2b9\uc815 \uacc4\uce35\uc5d0 \uc9d1\uc911\ub428\uc73c\ub85c\uc368 \ubc1c\uc0dd\ud558\ub294 \uc0ac\ud68c\uc801 \ubd84\ub9ac\uc5d0 \ub300\ud55c \ubb38\uc81c\uc758\uc2dd\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc790\ud06c\ub9c8\ub974 \ud68c\uc7a5\uc740 \uacf5\uacf5\uc784\ub300\uc8fc\ud0dd \uc815\ucc45\uc774 \ud2b9\uc815 \uacc4\uce35\uc5d0\ub9cc \uc9d1\uc911\ub420 \uacbd\uc6b0 \uc0ac\ud68c\uc801 \ubd84\ub9ac\ub97c \uc2ec\ud654\uc2dc\ud0ac \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \uc6b0\ub824\ud558\uc600\uc2b5\ub2c8\ub2e4. \uacfc\uac70 \ud504\ub791\uc2a4\ub294 \ub2e4\uc591\ud55c \uc18c\ub4dd\uacc4\uce35\uc774 \ud568\uaed8 \uacf5\uacf5\uc784\ub300\uc8fc\ud0dd\uc5d0 \uac70\uc8fc\ud560 \uc218 \uc788\ub294 \u2018\uc18c\uc15c\ubbf9\uc2a4\u2019 \ubaa8\ub378\uc744 \ucd94\uad6c\ud588\uc9c0\ub9cc, \ucd5c\uadfc\uc5d0\ub294 \uc6d4 1,300\uc720\ub85c \uc774\ud558\uc758 \uc18c\ub4dd\ub9cc \uc785\uc8fc\ub97c \ud5c8\uc6a9\ud558\ub294 \ubc95\ub960\uc774 \uc2dc\ud589\ub418\uba74\uc11c \uc911\uc0b0\uce35\uc774 \uc544\ub2cc \uc800\uc18c\ub4dd\uce35\uc774\ub098 \ube48\ubbfc\uce35\ub9cc \uc774\uc6a9\ud558\ub294 \uac83\uc73c\ub85c \ud55c\uc815\ub418\uace0 \uc788\ub2e4\uace0 \uc9c0\uc801\ud558\uc600\uc2b5\ub2c8\ub2e4. \uc911\uc0b0\uce35 \uc774\uc0c1\uc758 \uc785\uc8fc\uc790\ub97c \ud1f4\ucd9c\ud558\ub294 \ubc29\ud5a5\uc73c\ub85c \uc791\ub3d9\ud558\ub294 \uc815\ubd80 \uc815\ucc45\uc740 \uacb0\uacfc\uc801\uc73c\ub85c \uacf5\uacf5\uc784\ub300\uc8fc\ud0dd\uc744 \uadf9\ube48\uce35\ub9cc\uc744 \uc704\ud55c \uacf5\uac04\uc73c\ub85c \uace0\ub9bd\uc2dc\ud0a4\ub294 \ud6a8\uacfc\ub97c \uac00\uc838\uc62c \uc218 \uc788\ub2e4\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4. \uadf8\ub294 \ud2b9\uc815 \uacc4\uce35\uc774\ub098 \uc138\ub300\ub9cc\uc744 \uc704\ud55c \uc124\uacc4\ub294 \uc0ac\ud68c\uc801 \ud1b5\ud569\ubcf4\ub2e4\ub294 \ubd84\ub9ac\ub97c \ucd08\ub798\ud560 \uc218 \uc788\uace0, \uacf5\uacf5\uc784\ub300\uc8fc\ud0dd\uc740 \ub2e4\uc591\ud55c \ubc30\uacbd\uc744 \uac00\uc9c4 \uc2dc\ubbfc\uc774 \ud568\uaed8 \uac70\uc8fc\ud560 \uc218 \uc788\ub294 \uc5f4\ub9b0 \uacf5\uac04\uc73c\ub85c \uc124\uacc4\ub418\uc5b4\uc57c \ud55c\ub2e4\uace0 \uac15\uc870\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uac00\uc7a5 \uc5f4\uc815\uc801\uc774\uace0 \uc990\uac70\uc6b4 \ubc29\ubb38\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uae40\ud0dc\uadfc \ubcc0\ud638\uc0ac\ub2d8\uacfc \ucd5c\uacbd\ud638 \ubc15\uc0ac\ub2d8\uaed8\uc11c\ub3c4 \uc790\ub9ac\ub97c \uc5f4\uc815\uc801\uc73c\ub85c \uc774\ub04c\uace0 \ub098\uac00\uc168\uace0, \uc790\ud06c\ub9c8\ub974 \ud68c\uc7a5\ub3c4 \u201c\ub2f9\uc2e0\ub4e4\uc740 \uc7ac\ubbf8\uc788\ub294 \uc9c8\ubb38\ub4e4\ub9cc \ud55c\ub2e4\u201d\ub77c\uba74\uc11c \uc774\uc11d \uc2dc\uac04\uc774 1\uc2dc\uac04\uc774 \ud6cc\uca4d \uc9c0\ub098\ub3c4\ub85d \ub300\ud654\ub97c \uc774\uc5b4\ub098\uac14\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-64257 aligncenter\" src=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172247\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-25-1024x732.jpg\" alt=\"\" width=\"640\" height=\"458\" srcset=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172247\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-25-1024x732.jpg 1024w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172247\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-25-300x214.jpg 300w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172247\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-25-768x549.jpg 768w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172247\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-25.jpg 1312w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<p><strong>4. \ub458\uc9f8 \ub0a0 (2. 20.) \uc624\uc804 : ANCOLS(Agence nationale de contr\u00f4le du logement social, \uc804\uad6d\uc0ac\ud68c\uc8fc\ud0dd\uac10\ub3c5\uae30\uad00)<\/strong><\/p>\n<p>ANCOLS\ub294 \ud504\ub791\uc2a4\uc758 \uc804\uad6d\uc0ac\ud68c\uc8fc\ud0dd\uac10\ub3c5\uae30\uad00\uc73c\ub85c, \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae09\uc790\uc5d0 \ub300\ud55c \ubc95\uc801 \uaddc\uc81c \uc900\uc218 \uc5ec\ubd80\uc640 \uacf5\uacf5\uc790\uae08\uc758 \ud6a8\uc728\uc801 \uc0ac\uc6a9\uc744 \uac10\uc2dc\ud558\ub294 \uc815\ubd80 \uc0b0\ud558\uae30\uad00\uc785\ub2c8\ub2e4. \uc57d 500\uc5ec \uac1c\uc5d0 \ub2ec\ud558\ub294 \uc0ac\ud68c\uc784\ub300\uc8fc\ud0dd \uc6b4\uc601\uae30\uad00\uc744 \ub300\uc0c1\uc73c\ub85c 6\ub144\ub9c8\ub2e4 \uc815\uae30\uc801\uc778 \uac10\uc0ac\ub97c \uc2e4\uc2dc\ud558\uace0 \uc788\uc73c\uba70, \ud504\ub791\uc2a4 \uc804\uc5ed\uc5d0 130\uc5ec \uba85\uc758 \uc778\ub825\uc774 \uadfc\ubb34 \uc911\uc785\ub2c8\ub2e4. \uc774 \uc911 \uc57d 90\uba85\uc740 \uac10\uc0ac \uc804\ub2f4 \uc778\ub825\uc73c\ub85c, \uac01 \uc0ac\ud68c\uc784\ub300\uc778\uc758 \uac70\ubc84\ub10c\uc2a4 \uad6c\uc870, \uc784\ub300\ub8cc \ucc45\uc815\uc758 \uc801\uc808\uc131, \uc9c0\uc5ed \uc218\uc694\uc5d0 \ub530\ub978 \uc8fc\ud0dd \uacf5\uae09 \uc5ec\ubd80, \uc8fc\uac70\uc9c0\uc758 \uad00\ub9ac\u00b7\uc720\uc9c0\u00b7\ubcf4\uc218 \uc0c1\ud0dc \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uc810\uac80\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>ANCOLS\uc758 \uc804\uc2e0\uc740 \uc81c2\ucc28 \uc138\uacc4\ub300\uc804 \uc774\ud6c4 \uc124\uce58\ub41c \uac10\ub3c5\uae30\uad00\ub4e4\ub85c, \uc774\ud6c4 \uc870\uc9c1 \uac1c\ud3b8\uc744 \uac70\uccd0 2015\ub144\uc5d0 \ud604\uc7ac\uc758 \ud615\ud0dc\ub85c \uc815\ube44\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uc774\uc0ac\ud68c\ub294 \ucd1d 7\uc778\uc73c\ub85c \uad6c\uc131\ub418\uba70, \uc8fc\ud0dd\ubd80 \ub300\ud45c 2\uc778, \uacbd\uc81c\u00b7\uc7ac\uc815\ubd80 \ub300\ud45c 2\uc778, \uadf8\ub9ac\uace0 \uc678\ubd80 \uc804\ubb38\uac00 3\uc778(\uc778\uc0ac\u00b7\ud68c\uacc4\u00b7\uac10\uc0ac \ub4f1 \uad00\ub828 \ubd84\uc57c\uc5d0\uc11c\uc758 \uc804\ubb38\uc131\uc744 \uac16\ucd98 \uc790)\uc73c\ub85c \uad6c\uc131\ub429\ub2c8\ub2e4.<\/p>\n<p>ANCOLS\uc5d0\uc11c\ub294 \uc138\ub974\uc8fc \ubcf4\uc2dc\ub2c8(Serge Bossini) \uc0ac\ubb34\ucd1d\uc7a5\uacfc \ub9c8\ud280 \ub8e8\uc624(Mathieu Rouault) \ud64d\ubcf4\u00b7\ub300\uc678\ud611\ub825 \ucc45\uc784\uad00 \ub4f1 3\uba85\uc758 \uc778\uc0ac\uac00 \ucc38\uc11d\ud558\uc600\uc2b5\ub2c8\ub2e4. \ud55c\uad6d\uc5d0\uc11c ANCOLS\ub97c \ubc29\ubb38\ud55c \uac83\uc740 \ucc98\uc74c\uc774\ub77c\uace0 \ud558\uc5ec, \uc0ac\ubb34\ucd1d\uc7a5\uc774 \uc9c1\uc811 \ub098\uc640 \ubc1c\ud45c\ud558\uace0 \uc9c8\uc758\uc5d0 \ub2f5\ubcc0\ud558\uc5ec \uc8fc\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc778\uc0c1 \uae4a\uc5c8\ub358 \ub2f5\ubcc0 \ub450 \uac00\uc9c0\ub97c \ucd94\ub824\ubcf4\uba74 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. \uccab\uc9f8\ub294 \uac10\uc0ac \uacb0\uacfc \uc2ec\uac01\ud55c \ubb38\uc81c\uac00 \ubc1c\uacac\ub41c \uc0ac\ud68c\uc784\ub300\uc8fc\ud0dd \uacf5\uae09\uc790\uac00 \uc2e4\uc81c\ub85c \ud574\uc0b0\ub41c \uc0ac\ub840\uac00 \uc788\ub294\uc9c0\uc5d0 \uad00\ud55c \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub300\ud574 ANCOLS \uce21\uc740 \ub9e4\ub144 \uc57d 100\uc5ec \uac74\uc758 \uac10\uc0ac \ubcf4\uace0\uc11c\ub97c \uc791\uc131\ud558\uc9c0\ub9cc, \uadf8 \uc911 \uc2e4\uc81c\ub85c \uc911\ub300\ud55c \ubb38\uc81c\uac00 \ubc1c\uacac\ub418\ub294 \uc0ac\ub840\ub294 \uc5f0 5~6\uac74 \uc218\uc900\uc5d0 \ubd88\uacfc\ud558\uba70, \ub300\ubd80\ubd84\uc758 \uc6b4\uc601\uae30\uad00\uc740 \uc608\ube44\ubcf4\uace0\uc11c \ub2e8\uacc4\uc5d0\uc11c \ubb38\uc81c\ub97c \uc778\uc9c0\ud558\uace0 \uc790\ubc1c\uc801\uc73c\ub85c \uc2dc\uc815\uc870\uce58\ub97c \ucde8\ud55c\ub2e4\uace0 \uc124\uba85\ud558\uc600\uc2b5\ub2c8\ub2e4. \ubc95\uc801\uc73c\ub85c\ub294 \uc8fc\uac70\ubd80\uc5d0 \ud574\ub2f9 \uae30\uad00\uc758 \ud574\uc0b0\uc744 \uc81c\uc548\ud560 \uc218 \uc788\ub294 \uad8c\ud55c\uc774 \uc788\uc9c0\ub9cc, \uc9c0\uae08\uae4c\uc9c0 \ud574\uc0b0\uc774 \uc2e4\uc81c\ub85c \uc774\ub8e8\uc5b4\uc9c4 \uc804\ub840\ub294 \uc5c6\ub2e4\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uac10\uc0ac \uc774\ud6c4\uc5d0 \uc2dc\uc815 \uae30\ud68c\uac00 \ubcf4\uc7a5\ub418\ub294 \uad6c\uc870\uc640 \ud568\uaed8, \ubb38\uc81c\uac00 \uc2ec\uac01\ud55c \uacbd\uc6b0\uc5d0\ub3c4 \ud574\ub2f9 \uc6b4\uc601\uae30\uad00\uc774 \uc2a4\uc2a4\ub85c \ud0c0 \uc0ac\ud68c\uc784\ub300\uc778\uacfc\uc758 \ud569\ubcd1\uc774\ub098 \ub9e4\uac01 \ub4f1\uc744 \ud1b5\ud574 \uad6c\uc870\uc870\uc815\uc744 \uc9c4\ud589\ud568\uc73c\ub85c\uc368 \ubc95\uc801 \ud574\uc0b0 \uc808\ucc28\uae4c\uc9c0 \uac00\uc9c0 \uc54a\ub294 \uacbd\ud5a5\uc774 \uc788\uae30 \ub54c\ubb38\uc774\ub77c\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4. \uac10\uc0ac \ud604\uc7a5\uc5d0\ub294 \ud3c9\uade0\uc801\uc73c\ub85c \uc57d 1\ub9cc \ud638\uc758 \uc8fc\ud0dd\uc744 \ubcf4\uc720\ud55c \uacf5\uae09\uc790\uc5d0 \ub300\ud574 \ub450 \uba85\uc758 \uac10\uc0ac\uad00\uc774 3\uac1c\uc6d4\uac00\ub7c9 \ud30c\uacac\ub418\uba70, \uc804\uccb4 \uac10\uc0ac \uacfc\uc815\uc740 \uc608\ube44\ubcf4\uace0\uc11c, \uc2dc\uc815 \uae30\uac04, \ucd5c\uc885\ubcf4\uace0\uc11c \uc791\uc131\uae4c\uc9c0 \uc57d 1\ub144\uc774 \uc18c\uc694\ub41c\ub2e4\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub458\uc9f8\ub294 ANCOLS\uc758 \uc7ac\uc815\uc744 \uc815\ubd80 \uc608\uc0b0\uc5d0 \uc758\uc874\ud558\uc9c0 \uc54a\uace0 \uc0ac\ud68c\uc8fc\ud0dd \uc784\ub300\uc778\ub4e4\uc774 \ubd84\ub2f4\ud558\ub294 \ubd84\ub2f4\uae08\uc73c\ub85c \uc6b4\uc601\ub418\uace0 \uc788\ub2e4\ub294 \uc810\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc784\ub300\uc778\uc744 \uac10\ub3c5\ud558\ub294 \uae30\uad00\uc774 \uc784\ub300\uc778\ub4e4\uc5d0 \uc758\ud574 \uc7ac\uc815\uc744 \uc720\uc9c0\ud558\ub294 \uac83\uc774 \ub3c5\ub9bd\uc131\uc5d0 \ubb38\uc81c\uac00 \uc5c6\ub294\uc9c0 \uc9c8\uc758\ud558\uc790, \ubcf4\uc2dc\ub2c8 \uc0ac\ubb34\ucd1d\uc7a5\uc740 \uc815\ubd80 \uc7ac\uc815 \ubcc0\ud654\uc5d0 \ub530\ub978 \uc601\ud5a5\uc73c\ub85c\ubd80\ud130 \ub3c5\ub9bd\uc131\uc744 \ud655\ubcf4\ud558\uace0\uc790 \ud55c \uac83\uc73c\ub85c \uc624\ud788\ub824 \uac10\ub3c5\uae30\uad00\uc73c\ub85c\uc11c\uc758 \uc548\uc815\uc131\uacfc \uc9c0\uc18d \uac00\ub2a5\uc131\uc744 \ubcf4\uc7a5\ud558\ub294 \uc911\uc694\ud55c \uae30\ubc18\uc774\ub77c\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4. \uc0ac\ud68c\uc784\ub300\uc778\ub4e4\uc740 \uc8fc\ud0dd \uc218\uc5d0 \ub530\ub77c \uc77c\uc815 \uae08\uc561\uc744 \ub0a9\ubd80\ud558\uace0, \uc774 \ubd84\ub2f4\uae08\uc740 \u2018\ubcf4\uc99d\uae30\uae08\u2019(fonds de garantie) \uc131\uaca9\uc73c\ub85c \uc6b4\uc601\ub418\uba70, \uc774 \uae30\uae08\uc740 \uc6b4\uc601\uae30\uad00\uc774 \ud30c\uc0b0\ud558\ub294 \ub4f1\uc758 \uacbd\uc6b0\ub97c \ub300\ube44\ud55c \uc548\uc804\uc7a5\uce58\ub85c \uae30\ub2a5\ud55c\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc5ec\ub7ec\ubaa8\ub85c \uc778\uc0c1 \uae4a\uc5c8\ub358 \ubc29\ubb38\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc784\ub300\uc778\uc5d0 \ub300\ud55c \uad00\ub9ac\u00b7\uac10\ub3c5 \uccb4\uacc4\uac00 \ubbf8\ube44\ud55c \uad6d\ub0b4 \ud604\uc2e4\uc5d0\uc11c, ANCOLS\uc758 \uc0ac\ub840\ub294 \uc55e\uc73c\ub85c \uc81c\ub3c4 \uac1c\uc120\uc744 \uc704\ud55c \uc911\uc694\ud55c \ucc38\uace0\uac00 \ub420 \uc218 \uc788\uc744 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. ANCOLS \uce21\uc5d0\uc11c\ub3c4 \ud55c\uad6d\uc5d0\uc11c\uc758 \uccab \ubc29\ubb38\uc774\ub77c\uba74\uc11c \uc801\uadf9\uc801\uc73c\ub85c \uc751\ub300\ud574\uc8fc\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-64258 aligncenter\" src=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172306\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-29-1024x732.jpg\" alt=\"\" width=\"640\" height=\"458\" srcset=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172306\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-29-1024x732.jpg 1024w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172306\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-29-300x214.jpg 300w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172306\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-29-768x549.jpg 768w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172306\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-29.jpg 1312w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<p><strong>5. \ub458\uc9f8 \ub0a0 (2. 20.) \uc624\ud6c4 : Paris Habitat(\ud30c\ub9ac \uc544\ube44\ud0c0, \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae30\uc5c5)<\/strong><\/p>\n<p>Paris Habitat\ub294 \ud504\ub791\uc2a4 \ucd5c\ub300\uc758 \uacf5\uacf5 \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae09\uae30\uad00\uc774\uc790, \ud30c\ub9ac \uc2dc\uc758 \ub300\ud45c\uc801\uc778 \uc0ac\ud68c\uc8fc\ud0dd \uc6b4\uc601 \uc8fc\uccb4\uc785\ub2c8\ub2e4. 1914\ub144\uc5d0 \uc124\ub9bd\ub418\uc5c8\uace0, \ube44\uc601\ub9ac \uacf5\uae30\uc5c5 \ud615\ud0dc\ub85c \uc6b4\uc601\ub418\uba70 \ud604\uc7ac \uc57d 12\ub9cc 6\ucc9c \ud638\uc758 \uc0ac\ud68c\uc8fc\ud0dd\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc911 90%\ub294 \ud30c\ub9ac \uc2dc\ub0b4\uc5d0 \uc9d1\uc911\ub418\uc5b4 \uc788\uace0 \uc804\uccb4 \ud30c\ub9ac \uc0ac\ud68c\uc8fc\ud0dd\uc758 \uc57d 50%\ub97c Paris Habitat\uac00 \uc9c1\uc811 \uad00\ub9ac\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud30c\ub9ac \uc2dc\ubbfc 9\uba85 \uc911 1\uba85\uc740 Paris Habitat\uac00 \uc81c\uacf5\ud558\ub294 \uc0ac\ud68c\uc8fc\ud0dd\uc5d0 \uac70\uc8fc\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc778\uc0c1\uae4a\uc5c8\ub358 \ub0b4\uc6a9\uc744 4\uac00\uc9c0 \uc815\ub3c4 \ucd94\ub824\ubcf4\uba74, \uccab\uc9f8\ub294 \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae09\uc744 \uc704\ud55c \uc790\uae08 \uc870\ub2ec \uad6c\uc870\uc5d0 \uad00\ud55c \ub0b4\uc6a9\uc774\uc5c8\uc2b5\ub2c8\ub2e4. Paris Habitat\ub294 \uc804\uc801\uc73c\ub85c \uacf5\uacf5 \ubaa9\uc801\uc5d0 \uae30\ubc18\ud55c \ube44\uc601\ub9ac \uad6c\uc870\ub85c \uc6b4\uc601\ub418\uba70, \ubc1c\uc0dd\ud558\ub294 \uc218\uc775\uc740 \uc804\uc561 \ub2e4\uc2dc \uc0ac\ud68c\uc8fc\ud0dd\uc758 \uac74\uc124\u00b7\uac1c\ubcf4\uc218\u00b7\uad00\ub9ac \ub4f1\uc73c\ub85c \uc7ac\ud22c\uc790\ub41c\ub2e4\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4. \uc790\uae08 \uc870\ub2ec\uc740 \uc608\uae08\uacf5\uc0ac(Caisse des D\u00e9p\u00f4ts)\uc758 \uaddc\uc81c \ub300\ucd9c, \uad6d\uac00\uc9c0\uc6d0 \ubcf4\uc870\uae08, \uadf8\ub9ac\uace0 \uc790\uccb4 \uc790\uae08 \ub4f1\uc744 \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc9c0\uba70, \uc774\uc640 \uac19\uc740 \uad6c\uc870 \ub355\ubd84\uc5d0 \uc790\ubcf8\uc2dc\uc7a5 \ub17c\ub9ac\uc640\ub294 \uad6c\ubcc4\ub418\ub294 \uacf5\uacf5 \uc8fc\ub3c4\uc758 \uc548\uc815\uc801\uc778 \uc8fc\ud0dd \uc815\ucc45\uc774 \uac00\ub2a5\ud558\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\n<p>\ub458\uc9f8\ub294 \uc6b0\uc120\ub9e4\uc218\uad8c(\uc120\ub9e4\uad8c) \uc81c\ub3c4\uc758 \uc6b4\uc6a9 \ubc29\uc2dd\uc5d0 \uad00\ud55c \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0\uc774 \uc2dc\uc7a5\uc5d0 \ub9e4\ubb3c\ub85c \ub098\uc62c \uacbd\uc6b0, \ud30c\ub9ac \uc2dc\uccad\uc774 \uc6b0\uc120\uc801\uc73c\ub85c \ub9e4\uc785\ud560 \uc218 \uc788\ub294 \uad8c\ub9ac\ub97c \ud589\uc0ac\ud558\uba70, \uc774\ud6c4 \ud574\ub2f9 \ubb3c\uac74\uc744 \uc77c\uc815 \uae30\uac04(\uc608: 60\ub144) \ub3d9\uc548 \uc0ac\ud68c\uc8fc\ud0dd \uc6a9\ub3c4\ub85c \ud65c\uc6a9\ud560 \uac83\uc744 \uc870\uac74\uc73c\ub85c Paris Habitat\uc5d0 \uc784\ub300\ud55c\ub2e4\uace0 \uc124\uba85\ud558\uc600\uc2b5\ub2c8\ub2e4. \uac00\uaca9 \uc0b0\uc815\uc740 \uc8fc\uc704 \ud1a0\uc9c0\uc138\uc640 \uc911\uc559\uc815\ubd80 \uae30\uc900\uc744 \ubc18\uc601\ud574 \uacf5\uc2dc\uac00\uaca9\uc5d0 \uc900\ud574 \uc774\ub8e8\uc5b4\uc9c0\uba70, \ub9e4\ub3c4\uc778\uc740 \ud1b5\ubcf4\ub97c \ubc1b\uc740 \ub4a4 \uc774\uc758\uc81c\uae30\ub098 \ud589\uc815\uc18c\uc1a1\ub3c4 \uac00\ub2a5\ud558\uc9c0\ub9cc, \uc2e4\uc81c\ub85c\ub294 \ud30c\ub9ac\uc2dc\uac00 \uc2dc\uc138\uc5d0 \uac00\uae5d\uac8c \ud6c4\ud558\uac8c \ubcf4\uc0c1\ud558\uace0 \uc2e0\uc18d\ud558\uac8c \ub300\uae08\uc744 \uc9c0\uae09\ud558\uae30 \ub54c\ubb38\uc5d0 \ubd88\ub9cc \uc0ac\ub840\ub294 \uadf9\ud788 \ub4dc\ubb3c\ub2e4\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc81c\ub3c4\uc801 \uc7a5\uce58\ub294 \uc2e0\uaddc \ud0dd\uc9c0 \ud655\ubcf4\uac00 \uadf9\ud788 \uc81c\ud55c\ub41c \ud30c\ub9ac\uc2dc\uc5d0\uc11c \uc0ac\ud68c\uc8fc\ud0dd\uc744 \ud655\uc7a5\ud560 \uc218 \uc788\ub294 \uc911\uc694\ud55c \uacbd\ub85c\ub85c \uc791\ub3d9\ud558\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc14b\uc9f8\ub294 \uc0ac\ud68c\uc8fc\ud0dd\uc758 \u2018\uc8fc\uac70 \uc21c\ud658\u2019\uc5d0 \uad00\ud55c \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc2dc\uac04\uc774 \uac08\uc218\ub85d \uc2e0\uaddc \uacf5\uae09 \uc5ec\uac74\uc774 \uadf9\ud788 \uc81c\ud55c\ub41c \uc0c1\ud669\uc5d0\uc11c, \uae30\uc874 \uc8fc\ud0dd \ub0b4 \uac70\uc8fc\uc790\ub4e4\uc758 \uc21c\ud658\uc744 \uc5b4\ub5bb\uac8c \uc720\ub3c4\ud560 \uc218 \uc788\ub294\uc9c0\uac00 \uc8fc\uc694 \uacfc\uc81c\ub77c\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uace0\ub839\uce35\uc774 \uc790\ub140 \uc591\uc721\uc744 \ub9c8\uce5c \ub4a4\uc5d0\ub3c4 \uc0c1\ub300\uc801\uc73c\ub85c \ub113\uc740 \uc8fc\ud0dd\uc5d0 \uacc4\uc18d \uac70\uc8fc\ud558\ub294 \uc0ac\ub840\uac00 \ub9ce\uc740\ub370, \uc774\ub294 \ube44\ud6a8\uc728\uc131\uacfc \ub300\uae30\uc790 \uc99d\uac00\ub77c\ub294 \uc774\uc911\uc758 \ubb38\uc81c\ub97c \ucd08\ub798\ud558\uace0 \uc788\ub2e4\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ubc95 \uac1c\uc815\uc5d0 \ub530\ub77c, 65\uc138 \ubbf8\ub9cc \uc138\ub300 \ub4f1 \uac70\uc8fc\uc790\uc5d0 \ub300\ud574\uc11c 1~3\ucc28\ub840\uc758 \ub300\uccb4 \uc8fc\ud0dd \uc81c\uc548\uc744 \ud558\uace0, \uc774\ub97c \ubaa8\ub450 \uac70\ubd80\ud560 \uacbd\uc6b0\uc5d0\ub294 \uacc4\uc57d \uac31\uc2e0\uc744 \uac70\ubd80\ud560 \uc218 \uc788\ub3c4\ub85d \ub418\uc5b4\uc788\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uac15\uc81c \uc774\uc8fc\ub294 \ubd88\uac00\ub2a5\ud558\uba70, \uadf8 \ub300\uc2e0 \ub354 \uc791\uc740 \ud3c9\ud615\uc758 \uc8fc\ud0dd\uacfc \uc774\uc0ac \ube44\uc6a9 \uc9c0\uc6d0, \uc784\ub300\ub8cc \uc778\ud558 \ub4f1\uc758 \ub2e4\uc591\ud55c \uc870\uac74\uc744 \uc81c\uc2dc\ud558\uba70 \uc124\ub4dd\uacfc \ud611\uc0c1\uc758 \ubc29\uc2dd\uc73c\ub85c \uc8fc\uac70 \uc774\ub3d9\uc744 \uc720\ub3c4\ud558\uace0 \uc788\ub2e4\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub137\uc9f8\ub294 \uc0ac\ud68c\uc8fc\ud0dd\uc758 \uc785\uc8fc\uc790 \uc120\uc815 \ubc29\uc2dd\uacfc \uc784\ub300\ub8cc \uad6c\uc870\uac00 \uc800\uc18c\ub4dd\uce35\uc5d0\uac8c \uc2e4\uc9c8\uc801\uc73c\ub85c \uc5f4\ub824 \uc788\ub294\uc9c0\uc5d0 \uad00\ud55c \uc9c8\ubb38\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub300\ud574, \ud504\ub791\uc2a4\uc758 \uc0ac\ud68c\uc8fc\ud0dd\uc740 \uc8fc\ud0dd\uc774 \uc9c0\uc5b4\uc9c8 \ub54c \ubbf8\ub9ac \ub300\uc0c1\uc790\ub97c \uc815\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc785\uc8fc \uc9c1\uc804\uc5d0 \ud574\ub2f9 \uac00\uad6c\uc758 \uc18c\ub4dd \uc218\uc900\uc5d0 \ub530\ub77c \uc785\uc8fc \uc790\uaca9\uacfc \uc784\ub300\ub8cc\uac00 \uacb0\uc815\ub41c\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc18c\ub4dd\uc774 \ub0ae\uc744\uc218\ub85d \ub354 \ub9ce\uc740 \uacf5\uacf5 \ubcf4\uc870\uae08\uacfc \ub0ae\uc740 \uae08\ub9ac\uc758 \uc735\uc790 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uc81c\ub3c4\ud654\ub418\uc5b4 \uc788\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uc774\uc5d0 \uc815\ubd80\uc758 \uc8fc\uac70\uc9c0\uc6d0\uae08 \uc81c\ub3c4\ub97c \ud1b5\ud574 \uc81c\uacf1\ubbf8\ud130\ub2f9 18.89\uc720\ub85c\uc758 \uace0\uc784\ub300\ub8cc \uad6c\uac04(PLI \uc720\ud615)\uc5d0 \ud574\ub2f9\ud558\ub294 \uc8fc\ud0dd\uc5d0 \uc800\uc18c\ub4dd\uce35 \uc785\uc8fc\uc790\uac00 \uac70\uc8fc\ud558\ub294 \uc0ac\ub840\ub3c4 \uc874\uc7ac\ud55c\ub2e4\uace0 \ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubc1c\ud45c\uc640 \uc9c8\uc758\uc751\ub2f5\uc774 \ub05d\ub09c \ud6c4\uc5d0\ub294 Paris Habitat\uc758 \uc0ac\ud68c\uc8fc\ud0dd\uc744 \uc9c1\uc811 \ubc29\ubb38\ud558\uae30\ub3c4 \ud558\uc600\uc2b5\ub2c8\ub2e4, \uc6b0\ub9ac\uac00 \ubc29\ubb38\ud55c \u2018\ub93c\uc774 \ubcd1\uc601(Caserne de Reuilly)\u2019\uc740 19\uc138\uae30 \uad70\uc0ac\uc2dc\uc124\uc5d0 \ub300\ud558\uc5ec \ud30c\ub9ac\uc2dc\uac00 \uc6b0\uc120\ub9e4\uc218\uad8c\uc744 \ud589\uc0ac\ud574 \ub9e4\uc785\ud55c \ub4a4 Paris Habitat\uc5d0 \ub118\uaca8 \uc0ac\ud68c\uc8fc\ud0dd\uc73c\ub85c \ub9cc\ub4e0 \uc0ac\ub840\uc785\ub2c8\ub2e4. \ucd1d 582\uc138\ub300 \uc911 \uc808\ubc18 \uc774\uc0c1\uc744 \uc0ac\ud68c\uc8fc\ud0dd(\uac00\uc871\uc6a9\uacfc \ud559\uc0dd\uc6a9)\uc73c\ub85c \uad6c\uc131\ud558\uace0 \uc788\uc73c\uba70, 20%\ub294 \uc911\uac04\uc18c\ub4dd\uce35\uc744 \uc704\ud55c \uc784\ub300\uc8fc\ud0dd, 30%\ub294 \uc784\ub300\ub8cc \uc0c1\ud55c\uc774 \uc801\uc6a9\ub41c \uc77c\ubc18 \uc784\ub300\uc8fc\ud0dd\uc73c\ub85c \uacf5\uae09\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-64259 aligncenter\" src=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172326\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-26-1024x732.jpg\" alt=\"\" width=\"640\" height=\"458\" srcset=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172326\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-26-1024x732.jpg 1024w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172326\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-26-300x214.jpg 300w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172326\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-26-768x549.jpg 768w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172326\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-26.jpg 1312w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<p><strong>6. \uc14b\uc9f8 \ub0a0 (2. 21.) \uc624\uc804 : CESE (\ud504\ub791\uc2a4 \uacbd\uc81c\uc0ac\ud68c\ud658\uacbd\uc704\uc6d0\ud68c)<\/strong><\/p>\n<p>\ud504\ub791\uc2a4 \uacbd\uc81c\uc0ac\ud68c\ud658\uacbd\uc704\uc6d0\ud68c(CESE)\ub294 \ud504\ub791\uc2a4 \ud5cc\ubc95\uc0c1 \uc81c3\uc758 \uad6d\uac00\uae30\uad00\uc73c\ub85c, \uc815\ubd80\uc640 \uc758\ud68c\uc5d0 \ub300\ud55c \uc790\ubb38\uae30\ub2a5\uc744 \uc218\ud589\ud558\ub294 \ud5cc\ubc95\uae30\uad00\uc785\ub2c8\ub2e4. \ub178\ub3d9\uacc4, \uae30\uc5c5\uacc4, \uc2dc\ubbfc\uc0ac\ud68c, \ud658\uacbd\ub2e8\uccb4 \ub4f1 \ub2e4\uc591\ud55c \uc0ac\ud68c\u00b7\uc9c1\ub2a5 \ub2e8\uccb4\uc758 \ub300\ud45c\ub4e4\ub85c \uc120\ucd9c\ub41c 175\uba85\uc758 \uc704\uc6d0\uc73c\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc704\uc6d0\ud68c\uc758 \uc8fc\uc694 \ud65c\ub3d9 \ub0b4\uc6a9\uc740 \ud06c\uac8c \ub124 \uac00\uc9c0\uc785\ub2c8\ub2e4. \uccab\uc9f8, \uacbd\uc81c\u00b7\uc0ac\ud68c\u00b7\ud658\uacbd \uc815\ucc45 \uc218\ub9bd\uc744 \uc704\ud55c \uc815\ubd80\uc640 \uc758\ud68c\uc758 \uc758\uc0ac\uacb0\uc815\uc744 \uc9c0\uc6d0\ud558\ub294 \uc790\ubb38 \uae30\ub2a5, \ub458\uc9f8, \uc815\ucc45\uc758 \uc2e4\ud589 \ubc0f \uc131\uacfc\uc5d0 \ub300\ud55c \ud3c9\uac00 \uae30\ub2a5, \uc14b\uc9f8, \uc2dc\ubbfc\uc0ac\ud68c\uc758 \uc9c1\uc811 \ucc38\uc5ec\ub97c \ud1b5\ud55c \uc815\ucc45 \uc815\ub2f9\uc131 \uc81c\uace0, \ub137\uc9f8, \uc720\ub7fd \ubc0f \uad6d\uc81c\uc801 \ud611\ub825\uc744 \ud1b5\ud55c \uad6d\uc81c\uc801 \uc5f0\ub300\uc785\ub2c8\ub2e4. \ub610\ud55c, CESE\ub294 \uc720\ub7fd\uacbd\uc81c\uc0ac\ud68c\uc704\uc6d0\ud68c \ubc0f \ud504\ub791\uc2a4\uc758 \uc9c0\uc5ed \ub2e8\uc704 \uc790\ubb38\uae30\uad6c(CESER)\uc640\ub3c4 \uc5f0\uacc4\ud558\uc5ec \ud65c\ub3d9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>CESE\uc5d0\uc11c\ub294 \ubca0\ub974\ud2b8\ub791 \ud074\ub93c\uc824(Bertrand Cluzel) \uc804 CESE \uc704\uc6d0, \ud604 \ub300\uc678\ud611\ub825 \ub2f4\ub2f9\uc790\uac00 \uccad\uc0ac\ub97c \uc548\ub0b4\ud574\uc8fc\uc5c8\uace0, \ub85c\ub974 \ub9d0\ub808(Laure Mallet) \ub300\uc678\ud611\ub825\uacfc \uc2e4\ubb34\uad00\uacfc \uc544\uc2a4\ud2b8\ub9ac\ub4dc \uc62c\ub124\ud2b8(Astrid Aulnette) \uc720\ub7fd \ubc0f \uad6d\uc81c\uad00\uacc4\uad6d \ucc45\uc784\uad00\uc774 CESE\uc758 \uc870\uc9c1 \uad6c\uc131\uacfc \uc5ed\ud560\uc5d0 \ub300\ud558\uc5ec \ubc1c\ud45c\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-64260 aligncenter\" src=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172346\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-30-1024x732.jpg\" alt=\"\" width=\"640\" height=\"458\" srcset=\"https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172346\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-30-1024x732.jpg 1024w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172346\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-30-300x214.jpg 300w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172346\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-30-768x549.jpg 768w, https:\/\/minbyun.s3.ap-northeast-2.amazonaws.com\/wp-content\/uploads\/2025\/07\/01172346\/%EA%B8%B0%EA%B3%A0%EB%AC%B8%EC%82%AC%EC%A7%84-30.jpg 1312w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<p><strong>7. \uc14b\uc9f8 \ub0a0 (2. 21.) \uc624\ud6c4 : USH (Union sociale pour l\u2019habitat, \ud504\ub791\uc2a4 \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae09 \uc5f0\ud569\uae30\uad00)<\/strong><\/p>\n<p>USH\ub294 \ud504\ub791\uc2a4 \uc804\uc5ed\uc758 \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae09\uc790\ub4e4\uc744 \uc544\uc6b0\ub974\ub294 \uac00\uc7a5 \ud3ec\uad04\uc801\uc778 \uc5f0\ud569\uc870\uc9c1\uc785\ub2c8\ub2e4. \uc989, \u2460 \uacf5\uacf5\uc8fc\ud0dd\uae30\uad00(Offices publics de l\u2019habitat, OPH), \u2461 \uc0ac\ud68c\uc801 \uc784\ub300\uae30\uc5c5(Entreprises sociales pour l\u2019habitat, ESH), \u2462 \ud611\ub3d9\uc870\ud569\ud615 \uc784\ub300\uc8fc\ud0dd(Coop\u00e9ratives Hlm), \u2463 \uc0ac\ud68c\uc8fc\ud0dd \ubd84\uc591 \uc9c0\uc6d0\ub2e8\uccb4(Union d\u2019\u00e9conomie sociale pour l\u2019accession \u00e0 la propri\u00e9t\u00e9, UESAP), \u2464 \uc9c0\uc5ed\ubcc4 \uc5f0\ud569\uc744 \ud1b5\ud569\ud558\ub294 \uc804\uad6d\uc5f0\ud569(F\u00e9d\u00e9ration nationale des associations r\u00e9gionales Hlm, FNAR) \ub4f1 \ucd1d \ub2e4\uc12f \ubd84\uc57c\uc5d0\uc11c\uc758 \uac01 \uc5f0\ud569\uccb4\ub4e4\uc774 \ub2e4\uc2dc \ubaa8\uc5ec \uad6c\uc131\ub41c \uc0c1\uc704 \uc5f0\ud569\uccb4\uc785\ub2c8\ub2e4. \ub2e4\ub9cc, USH\ub294 \uc774\ub4e4 \ub2e4\uc12f \uac1c \uc870\uc9c1\uc744 \uc704\uc5d0\uc11c \uc9c0\ud718\ud558\uac70\ub098 \uba85\ub839\ud558\ub294 \uc0c1\uc704 \uae30\uad00\uc740 \uc544\ub2c8\uace0, \uac01 \uad6c\uc131 \ub2e8\uc704\uac00 \ub3c5\ub9bd\uc131\uc744 \uc720\uc9c0\ud55c \ucc44 \uc5f0\ub300\ud558\uc5ec \uacf5\ub3d9\uc758 \uac00\uce58\uc640 \uc815\ucc45 \ubc29\ud5a5\uc5d0 \ub300\ud574 \ud558\ub098\uc758 \ubaa9\uc18c\ub9ac\ub97c \ub0b4\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 USH\ub294 \uc0ac\ud68c\uc8fc\ud0dd \uc815\ucc45\uc758 \uc785\uc548, \uc815\ubd80\uc5d0 \ub300\ud55c \ud611\uc0c1, \uad6d\uc81c \uad50\ub958, \ud68c\uc6d0 \uae30\uad00 \uad50\uc721 \ubc0f \uc790\ub8cc \ubc30\ud3ec, \ubc95\uc81c\ub3c4 \ubcc0\ud654 \ub300\uc751 \ub4f1 \ub2e4\uc591\ud55c \uc5ed\ud560\uc744 \uc218\ud589\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>USH\uc5d0\uc11c\ub294 \ud06c\ub9ac\uc2a4\ud1a0\ud504 \uce74\ub274(Christophe Canu) \uacbd\uc81c\u00b7\uc7ac\uc815 \uc5f0\uad6c\uad6d \ubd80\uad6d\uc7a5(\uacbd\uc81c\u00b7\uc7ac\uc815\uc5f0\uad6c\uc2e4\uc7a5)\uacfc \ud504\ub8e8\ub358\uc2a4 \uc544\uc790\ub178\ud6c8(Prudence Adjanohoun) \uc720\ub7fd\u00b7\uad6d\uc81c\ud611\ub825\ubd80 \ud2b9\ubcc4\ubcf4\uc88c\uad00\uc774 \ubc1c\ud45c\uc640 \uc9c8\uc758\uc751\ub2f5\uc744 \ub2f4\ub2f9\ud558\uc600\uc2b5\ub2c8\ub2e4. \ud06c\ub9ac\uc2a4\ud1a0\ud504 \uce74\ub274 \ubd80\uad6d\uc7a5\uc740 USH\uc758 \uacbd\uc81c \ubc0f \uc7ac\uc815 \uad00\ub828 \uc5f0\uad6c\ub97c \ucd1d\uad04\ud558\uace0 \uc788\uc73c\uba70, \ud504\ub8e8\ub358\uc2a4 \uc544\uc790\ub178\ud6c8 \ubcf4\uc88c\uad00\uc740 USH\uc758 \uad6d\uc81c \ud611\ub825 \uc0ac\uc5c5\uc744 \ub2f4\ub2f9\ud558\ub294 \ud55c\ud3b8, \ud504\ub791\uc2a4\uc5b4\uad8c \uad6d\uac00\uc758 \uc0ac\ud68c\uc8fc\ud0dd \ub124\ud2b8\uc6cc\ud06c\uc778 \u2018\uc8fc\uac70 \ubc0f \ud504\ub791\ucf54\ud3ec\ub2c8 \uc5f0\ud569(R\u00e9seau Habitat et Francophonie)\u2019\uc758 \uc0ac\ubb34\ucd1d\uc7a5\uc73c\ub85c\ub3c4 \ud65c\ub3d9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>USH\uc5d0\uc11c\ub294 \ub450 \uac00\uc9c0 \ubd80\ubd84\uc774 \uc778\uc0c1 \uae4a\uc5c8\uc2b5\ub2c8\ub2e4. \uccab\uc9f8\ub294, \u2018\ub9ac\ube0c\ub808 \uc544(Livret A)\u2019\ub97c \ud1b5\ud55c \uc548\uc815\uc801\uc778 \uc790\uae08 \ud655\ubcf4 \uad6c\uc870\uc600\uc2b5\ub2c8\ub2e4. \ub9ac\ube0c\ub808 \uc544\ub294 1818\ub144, \ud504\ub791\uc2a4\uac00 \ub098\ud3f4\ub808\uc639 \uc804\uc7c1 \uc774\ud6c4 \uc5f0\ud569\uad70\uc5d0 \uc9c0\ubd88\ud574\uc57c \ud588\ub358 \ub9c9\ub300\ud55c \uc804\uc7c1 \ubc30\uc0c1\uae08\uc744 \uc870\ub2ec\ud558\uae30 \uc704\ud574 \ub3c4\uc785\ub41c \uad6d\uac00 \ubcf4\uc7a5 \uc800\ucd95\uc81c\ub3c4\uc785\ub2c8\ub2e4. \uc774\ud6c4 \uad6d\ubbfc \uc800\ucd95\uc744 \uae30\ubc18\uc73c\ub85c \ud55c \uacf5\uacf5 \ubaa9\uc801 \ud22c\uc790 \uc218\ub2e8\uc73c\ub85c \ubc1c\uc804\ud558\uc5ec, \ud604\uc7ac\uc5d0\ub294 \ud504\ub791\uc2a4\uc778\uc774 \uac00\uc7a5 \uc120\ud638\ud558\ub294 \ube44\uacfc\uc138 \uc800\ucd95 \uacc4\uc88c\ub85c \uc0ac\ud68c\uc8fc\ud0dd \ubd80\ubb38\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \uc218\ud589\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9ac\ube0c\ub808 \uc544 \uacc4\uc88c\uc5d0 \uc608\uce58\ub41c \uad6d\ubbfc\ub4e4\uc758 \uc790\uae08\uc740 \uc608\uae08\uacf5\uc0ac(Caisse des D\u00e9p\u00f4ts, CDC)\ub97c \ud1b5\ud574 \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae09\uc790\uc5d0\uac8c \uc7a5\uae30 \uc800\ub9ac\ub85c \ub300\ucd9c\ub418\uba70, \uc0ac\ud68c\uc8fc\ud0dd \uac74\uc124 \ubc0f \uac1c\ubcf4\uc218 \uc790\uae08\uc73c\ub85c \uc4f0\uc785\ub2c8\ub2e4. \uc774 \uad6c\uc870 \ub355\ubd84\uc5d0 \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae09\uc790\ub4e4\uc740 \ubbfc\uac04 \uae08\uc735\uc2dc\uc7a5\uc5d0 \uc758\uc874\ud558\uc9c0 \uc54a\uace0\ub3c4 \ucd5c\ub300 40\ub144 \uc774\uc0c1\uc758 \uc7a5\uae30 \ub300\ucd9c\uc744 \uc548\uc815\uc801\uc73c\ub85c \uc870\ub2ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, CDC\ub294 \uc815\ubd80 \uc0b0\ud558 \uae30\uad00\uc73c\ub85c\uc11c \uc0ac\ud68c\uc801 \ubaa9\uc801\uc5d0 \ubd80\ud569\ud558\ub294 \uae08\uc735\uc744 \uc218\ud589\ud558\uba70, \uc774\uc790\uc728 \ub610\ud55c \uc815\ubd80\uac00 \uacb0\uc815\ud558\ubbc0\ub85c, \uc2dc\uc7a5\uae08\ub9ac\uc758 \uae09\ub4f1\ub77d\uc73c\ub85c\ubd80\ud130 \ube44\uad50\uc801 \uc790\uc720\ub85c\uc6b4 \uc7ac\uc815 \uc6b4\uc6a9\uc774 \uac00\ub2a5\ud558\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\n<p>\ub458\uc9f8\ub294, \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae09\uc5d0\uc11c \uc7a5\uae30\uc801\uc778 \uae08\uc735\u00b7\uc218\uc775 \uad6c\uc870\ub97c \uacc4\ud68d\uc801\uc73c\ub85c \uc124\uc815\ud558\uace0 \uc6b4\uc601\ud55c\ub2e4\ub294 \uc810\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ud504\ub791\uc2a4\uc758 \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae09\uc790\ub4e4\uc740 \ud1b5\uc0c1 40\ub144\uc5d0 \uc774\ub974\ub294 \uc7a5\uae30 \uc0c1\ud658 \ub300\ucd9c\uc744 \ubc14\ud0d5\uc73c\ub85c \uac1c\ubcc4 \uc8fc\ud0dd \uc0ac\uc5c5\uc758 \uc218\uc9c0\ub97c \uc124\uacc4\ud558\uba70, \uac74\uc124\ube44\uc6a9\u00b7\ub300\ucd9c \uc0c1\ud658\u00b7\uc6b4\uc601\ube44\u00b7\uc720\uc9c0\uad00\ub9ac\ube44\u00b7\uc138\uae08 \ub4f1\uc744 \ubaa8\ub450 \ubc18\uc601\ud558\uc5ec \ubbf8\ub798\uc758 \uc6d4\uc138\ub97c \uc0ac\uc804\uc5d0 \ucd94\uc815\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc7a5\uae30 \uc7ac\uc815 \uc2dc\ubbac\ub808\uc774\uc158\uc740 \uc6d4\uc138 \uc218\uc785\uc774 \uc9c0\ucd9c\uc744 \uc5bc\ub9c8\ub098 \ucd08\uacfc\ud558\uac70\ub098 \ubd80\uc871\ud560\uc9c0\ub97c \uc2dc\uacc4\uc5f4 \uace1\uc120\uc73c\ub85c \ubd84\uc11d\ud558\uace0, \uc608\uc0c1 \uc801\uc790 \uad6c\uac04\uc5d0 \ub300\ube44\ud55c \ube44\ucd95\uae08 \ub204\uc801 \ub610\ub294 \uc815\ucc45\uc801 \uc870\uc815\uc744 \uace0\ub824\ud558\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4.<\/p>\n<p>USH\ub294 \uac00\uc7a5 \uc720\uc775\ud55c \ubc29\ubb38\uae30\uad00\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ub9ac\ube0c\ub808 \uc544\ub97c \uc911\uc2ec\uc73c\ub85c \uc608\uae08\uacf5\uc0ac\ub97c \ud1b5\ud55c \uc548\uc815\uc801\uc778 \uc790\uae08 \uacf5\uae09 \uad6c\uc870\uac00 \uad6c\ucd95\ub418\uc5b4 \uc788\uc5c8\uace0, \uc774\ub97c \ud1b5\ud574 \uc0ac\ud68c\uc8fc\ud0dd \uacf5\uae09\uc790\ub4e4\uc740 \ubbfc\uac04 \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc5d0 \ud718\ub458\ub9ac\uc9c0 \uc54a\uace0 \uc7a5\uae30\uc801 \uacc4\ud68d\uc744 \uc138\uc6b8 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \uc6b0\ub9ac\uac00 \uad6d\ubbfc\uc801\uc73c\ub85c \uc6b4\uc601\ud558\uace0 \uc788\ub294 \uac83\uc740 \uc544\ud30c\ud2b8 \ubd84\uc591\uc744 \uc704\ud55c \uccad\uc57d\ud1b5\uc7a5\uc778 \ubc18\uba74, \ud504\ub791\uc2a4\ub294 \uad6d\ubbfc\uc801\uc778 \ube44\uacfc\uc138 \uc800\ucd95\uacc4\uc88c\ub97c \ud1b5\ud574 \uc0ac\ud68c\uc8fc\ud0dd\uc5d0 \ub300\ud55c \uc7a5\uae30 \uc790\uae08\uc744 \uc548\uc815\uc801\uc73c\ub85c \uc870\ub2ec\ud558\uace0 \uc788\ub2e4\ub294 \uc810\uc774 \uc778\uc0c1\uc801\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[\ubbfc\ubcc0 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