{"id":64266,"date":"2025-07-01T17:40:07","date_gmt":"2025-07-01T08:40:07","guid":{"rendered":"https:\/\/www.minbyun.or.kr\/?p=64266"},"modified":"2025-07-01T17:42:23","modified_gmt":"2025-07-01T08:42:23","slug":"%ed%9a%8c%ec%9b%90%ea%b8%b0%ea%b3%a0-%eb%af%bc%eb%b3%80-%eb%af%bc%ec%83%9d%ea%b2%bd%ec%a0%9c%ec%9c%84%ec%9b%90%ed%9a%8c-%eb%af%bc%ec%83%9d%ea%b8%b0%ed%96%89-%ed%9b%84%ea%b8%b0-%ec%b4%9d","status":"publish","type":"post","link":"https:\/\/www.minbyun.or.kr\/?p=64266","title":{"rendered":"[\ud68c\uc6d0\uae30\uace0] \ubbfc\ubcc0 \ubbfc\uc0dd\uacbd\uc81c\uc704\uc6d0\ud68c \ubbfc\uc0dd\uae30\ud589 \ud6c4\uae30 \u2013 \ucd1d\uad04\ud3b8 : \ufeff\uadf8\uae4c\uc774\uaebc \uc720\ub7fd, \ubbfc\uc0dd\uacf5\ubd80 \uc880 \ud558\ub7ec \uac14\ub2e4 \uc654\uc2b5\ub2c8\ub2e4 \/ \uae40\ub0a8\uc8fc \ud68c\uc6d0"},"content":{"rendered":"

\"\"<\/p>\n

[\ubbfc\ubcc0 \ubbfc\uc0dd\uacbd\uc81c\uc704\uc6d0\ud68c \ubbfc\uc0dd\uae30\ud589 \ud6c4\uae30 \u2013 \ucd1d\uad04\ud3b8]<\/strong><\/p>\n

\uadf8\uae4c\uc774\uaebc \uc720\ub7fd, \ubbfc\uc0dd\uacf5\ubd80 \uc880 \ud558\ub7ec \uac14\ub2e4 \uc654\uc2b5\ub2c8\ub2e4!<\/strong><\/span><\/p>

– \uae40\ub0a8\uc8fc \ud68c\uc6d0<\/strong><\/p>\n

 <\/p>\n

1.\uae30\ud68d\uc758\ub3c4\uc640 \uc900\ube44\uacfc\uc815<\/strong><\/p>\n

\u201c\uc544\ub2c8 \ubbfc\uc0dd\uae30\ud589\uc73c\ub85c \uc720\ub7fd\uc744 \uac00\ub2e4\ub2c8, \ub108\ubb34 \ub7ed\uc154\ub9ac\ud55c \uac70 \uc544\ub2c8\uc57c?\u201d \ub204\uac00 \ubb50\ub77c\uace0 \ud558\uc9c0\ub3c4 \uc54a\uc558\ub294\ub370, \uc774 \uc18c\ub9ac\uac00 \uc790\uafb8 \uadd3\uac00\uc5d0 \ub9f4\ub3c4\ub294 \uac83 \uac19\uc558\ub2e4. \uadf8\ub798\uc11c \uc608\uc0b0\uc740 \ucd08\uc800\uac00\ub85c! \uc77c\uc815\uc740 \ucd5c\ub300\ud55c \ube61\uc138\uac8c! \uc774\uac83\uc774 \uae30\ud68d\uc790\uc778 \ub098\uc758 \ubaa9\ud45c\uc600\ub2e4. \ubbfc\ubcc0 \ubbfc\uc0dd\uacbd\uc81c\uc704\uc6d0\ud68c\uac00 \uc720\ub7fd\uc744 \ub2e4\ub140\uc628 \uac83\uc740 \uc774\ubc88\uc774 \ucc98\uc74c\uc774 \uc544\ub2c8\uc5c8\ub2e4. 2020\ub144 2\uc6d4\ub9d0 \ucf54\ub85c\ub098 \ud32c\ub370\ubbf9\uc774 \uc2dc\uc791\ub418\uae30 \uc9c1\uc804 \ub3c5\uc77c \ubca0\ub97c\ub9b0, \uc624\uc2a4\ud2b8\ub9ac\uc544 \ube48\uc5d0\uc11c \uc0ac\ud68c\uc8fc\ud0dd\uc744 \ubc29\ubb38\ud558\uace0 \ub3cc\uc544\uc654\ub2e4. \ub2f9\uc2dc \ubbfc\uc0dd\uc704\uc6d0\uc7a5 \uae40\ud0dc\uadfc \ubcc0\ud638\uc0ac\ub294 \ud2b9\ud788 \ub3c5\uc77c\uc758 \uc138\uc785\uc790\ud611\ud68c\ub97c \ubcf4\uace0 \uc640\uc11c \uc784\ucc28\uc778 \ubc95\ub960\uc0c1\ub2f4 \uc9c0\uc6d0 \uc870\uc9c1\uc778 \u2018\uc138\uc785\uc790114\u2019\ub97c \ub9cc\ub4e4\uac8c \ub418\uc5c8\ub2e4\uace0 \ub9d0\ud55c\ub2e4. 2020\ub144 \ubbfc\uc0dd\uae30\ud589\uc744 \ub2e4\ub140\uc624\uace0 \ub098\uc11c \ubbfc\uc0dd\uc704\ub294 \uc8fc\uac70\uc815\ucc45\uc744 \ub17c\ud558\ub294 \uacf3\uc5d0 \uac00\uba74 \uc5b8\uc81c\ub098 \u201c\uc800\ud76c\uac00 \uc720\ub7fd\uc744 \uac00\ubd10\uc11c \uc544\ub294\ub370\u2026\u201d, \u201c\uac00\uc11c \ubcf4\ub2c8 \uc720\ub7fd\uc740 \uc0ac\ud68c\uc8fc\ud0dd \ubcf4\uc720\ub7c9\uc774 \uc0c1\ub2f9\ud788 \ub9ce\uace0, \uadf8\uac8c \uc8fc\uac70\uc548\uc815\uc5d0 \ud06c\uac8c \uae30\uc5ec\ud558\ub354\ub77c\uad6c\uc694\u201d\ub77c\uace0 \ub2f9\ub2f9\ud788 \ub9d0\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\ub2e4\uace0 \ud55c\ub2e4. \uc0ac\uc2e4 2020\ub144\uc5d0 \uac04 \uacf3\uc740 \uc911\ubd80\uc720\ub7fd 2\uac1c \ub098\ub77c\uc758 2\uac1c \ub3c4\uc2dc \ubca0\ub97c\ub9b0\uacfc \uc624\uc2a4\ud2b8\ub9ac\uc544\ubfd0\uc774\uc5c8\ub2e4. \uadf8\uac83\ub9cc\uc73c\ub85c \uc720\ub7fd\uc744 \uac00\ubd10\uc11c \uc544\ub294\ub370\ub97c \uc6b4\uc6b4\ud558\uae30\uc5d0\ub294 \ubd80\uc871\ud588\ub2e4.<\/p>\n

2024\ub144 \uc5ec\ub984\ubd80\ud130 \ubbfc\uc0dd\uae30\ud589 \uc2dc\uc98c 2\ub97c \ucd94\uc9c4\ud558\uc790\uace0 \uc758\uacac\uc744 \ubaa8\uc558\uace0, 10\uc6d4 \ucd08\ubd80\ud130 \ubcf8\uaca9\uc801\uc778 \uc900\ube44\uc5d0 \ub4e4\uc5b4\uac14\ub2e4. \u2018\ubbfc\uc0dd\uae30\ud589 2025\u2019\uc758 \ubaa9\uc801\uc740 \uc11c\uc720\ub7fd\uc744 \ubc29\ubb38\ud574\uc11c \uc120\uc9c4 \ubbfc\uc0dd\uc815\ucc45\uc744 \ud559\uc2b5\ud558\uace0, \uc774\ub97c \ud55c\uad6d \uc0ac\ud68c\uc5d0 \ub3c4\uc785\ud560 \uc218 \uc788\ub3c4\ub85d \uc601\uac10\uc744 \uc5bb\uace0 \uc628\ub2e4\ub294 \uac83\uc774\uc5c8\ub2e4. \uc774\ub97c \uc704\ud574 \uc11c\uc720\ub7fd\uc5d0 \uc704\uce58\ud55c \uc8fc\uac70, \uc870\uc138\ubcf5\uc9c0, \uae08\uc735, \uacbd\uc81c\uc815\ucc45 \ubd84\uc57c\uc5d0\uc11c \ud65c\ub3d9\ud558\ub294 NGO, \uacf5\uacf5\uc8fc\uac70\uc2dc\uc124, \uc5f0\uad6c\uc18c, \uacf5\uacf5\uae30\uad00\uc744 \ubc29\ubb38\ud558\uae30\ub85c \ud588\ub2e4. \uc774\ub807\uac8c \ubaa9\ud45c\ub294 \uc6d0\ub300\ud588\ub2e4.
\n\ubbfc\uc0dd\uc704\uc6d0\uc7a5\uc774 \uc900\ube44\ud300\uc7a5\uc744 \ub9e1\uace0 \ubc15\uc18c\uc601, \uc18c\ud604\ubbfc, \uc774\ud601, \uae40\ub2e8\uc601, \uc774\uc601\uaddc \ubcc0\ud638\uc0ac\uac00 \ud300\uc6d0\uc73c\ub85c \ud65c\ub3d9\ud588\ub2e4. \uc900\ube44\ud300\uc774 \ubc29\ubb38\ud560 \ub3c4\uc2dc\ub97c \uc120\uc815\ud558\uace0, \uae30\uad00\uc744 \ubc1c\uad74\ud558\uace0, \uc9c1\uc811 \uae30\uad00\uc5d0 \uc774\uba54\uc77c\uc744 \ubcf4\ub0b4\uac70\ub098 \ud604\uc9c0\uc640 \uc120\uc774 \uc788\ub294 \uc8fc\ubcc0 \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uc544 \uc12d\uc678\ub97c \ud558\uae30 \uc2dc\uc791\ud588\ub2e4. \uc219\uc18c\uc640 \uc774\ub3d9 \uad50\ud1b5\ud3b8\ub3c4 \ubaa8\ub450 \uc900\ube44\ud300\uc774 \uc608\uc57d\ud588\ub2e4. \uae30\ud68d\ub2e8\uacc4\uc5d0\uc11c \uc11c\uc720\ub7fd\uc758 \uc8fc\uac70\ubcf5\uc9c0 \ud604\ud669\uacfc \uacf5\uc815\uacbd\uc81c \uc815\ucc45, \ud2b9\ud788 \uc628\ub77c\uc778\ud50c\ub7ab\ud3fc \uacf5\uc815\ud654 \uc815\ucc45\uc744 \ubcf4\uace0\uc790 \ud588\ub2e4. \ud6c4\uc790\ub97c \ubcf4\ub824\uba74 \ubca8\uae30\uc5d0 \ube0c\ub93c\uc140\uc5d0 \uc788\ub294 \uc720\ub7fd\uc5f0\ud569 \uc9d1\ud589\uc704\uc6d0\ud68c \uad00\ub828 \ubd80\uc11c\uc640 \uad00\ub828 \uc804\ubb38\uac00\ub97c \ubc29\ubb38\ud558\ub294 \uac83\uc774 \uc88b\uc9c0\ub9cc, \ub3d9\uc120\uacfc \uc77c\uc815\uc5d0 \ubb34\ub9ac\uac00 \uc788\uace0, \ub450 \ubaa9\uc801\uc744 \ub2e4 \ub2ec\uc131\ud558\ub824\uace0 \ubb34\ub9ac\ud558\ub2e4\uac00 \ud558\ub098\ub3c4 \uc81c\ub300\ub85c \ubabb\ubcf4\uace0 \uc62c \uc218 \uc788\uaca0\ub2e4\ub294 \ud310\ub2e8\uc774 \ub4e4\uc5c8\ub2e4. \uacf5\uc815\uacbd\uc81c \uc815\ucc45\uc5d0 \uad00\ud55c \uc77c\uc815\uc740 \ud3ec\uae30\ud558\uae30\ub85c \ud588\ub2e4.
\n\uadf8\ub7f0\ub370 \uac11\uc790\uae30 \uc724\uc11d\uc5f4\uc774 \uacc4\uc5c4\uc744 \uc120\ud3ec\ud558\uace0 \ud0c4\ud575 \uc18c\ucd94\uc548\uc774 \ubd80\uacb0\ub418\uc5c8\ub2e4. \ubbfc\ubcc0\uc740 \uac70\ub9ac\ub85c \ub098\uc130\uace0, \ubbfc\uc0dd\uc704\ub3c4 \uacc4\uc5c4\ub0a0 \uad6d\ud68c \uc55e\uc5d0 \uc5ec\ub7ec \ubcc0\ud638\uc0ac\uac00 \uac14\ub358 \uac83\ucc98\ub7fc \uad11\uc7a5\uc5d0 \uc5f4\uc2ec\ud788 \ucc38\uc5ec\ud588\ub2e4. \u201c\uc774 \uc2dc\uad6d\uc5d0 \ubbfc\uc0dd\uae30\ud589\uc744 \uac00\uc57c\ud558\ub294 \uac83\uc778\uac00?\u201d \uc900\ube44\ud300\uc7a5\ub3c4 \uacb0\ub2e8\uc744 \ubabb\ub0b4\ub9ac\uace0, \ud300\uc6d0\ub4e4\ub3c4 \uc758\uacac\uc774 \ubd84\ubd84\ud558\uc600\ub2e4. \ud0c4\ud575\uc18c\ucd94 \uc758\uacb0\uc774 \ub418\uace0 \ub098\uc790 \ub2f9\uc5f0\ud788 \ubbfc\uc0dd\uae30\ud589 \ucd9c\ubc1c \uc804\uc5d0 \ud5cc\uc7ac\uac00 \ud30c\uba74\uacb0\uc815\uc744 \ub0b4\ub9b4 \uac83\uc774\ub77c\uace0 \ub099\uad00\ud558\uace0, \ubbfc\uc0dd\uae30\ud589\uc744 \uc608\uc815\ub300\ub85c \uc9c4\ud589\ud558\uae30\ub85c \uacb0\uc815\ud588\ub2e4.
\n\uc774\uba54\uc77c\uacfc \uc804\ud654\ud1b5\ud654\ub85c \uc11c\uc720\ub7fd\uc5d0 \uc788\ub294 \uae30\uad00\uc744 \uc12d\uc678\ud558\ub294 \uac83\uc774 \ub9cc\ub9cc\uce58 \uc54a\uc558\ub2e4. \ud558\uc9c0\ub9cc \ubc15\uc18c\uc601 \ubcc0\ud638\uc0ac\ub294 \ud560\ub2f9\ub41c \uc601\uad6d \uae08\uc735\uc18c\ube44\uc790\ub2e8\uccb4 \ub450 \uacf3\uc744 \uc12d\uc678\ud588\ub2e4. \ud504\ub791\uc2a4\uc640 \ub124\ub35c\ub780\ub4dc\ub294 \uc804\ubb38 \uc12d\uc678 \ubc0f \ud1b5\uc5ed \ucf54\ub514\ub97c \uc18c\uac1c \ubc1b\uc544 \uc12d\uc678\uc5d0 \ub4e4\uc5b4\uac14\ub2e4. \uc5ed\uc2dc \ud6cc\ub96d\ud55c \ucf54\ub514(\ud504\ub791\uc2a4 \ub178\uc131\uc790, \ub124\ub35c\ub780\ub4dc \uac15\ube5b\ub098\ub798)\uac00 \ud604\uc9c0\uc5d0\uc11c \uc6c0\uc9c1\uc774\ub2c8 \uc77c\uc0ac\ucc9c\ub9ac \uc12d\uc678\uac00 \uc644\ub8cc\ub418\uc5c8\ub2e4. 11\ubc15 13\uc77c \ub3d9\uc548 \uc8fc\ub9d0\uc744 \uc81c\uc678\ud55c \ub0a0\uc5d0 \ud558\ub8e8\uc5d0 \ub450 \uc138 \uacf3\uc744 \ubc29\ubb38\ud558\uace0, \ucd1d \ube44\uc6a9\uc740 \ud56d\uacf5\ub8cc \ud3ec\ud568 350\ub9cc\uc6d0\uc5d0 \ub9de\ucd94\uae30\ub85c \ud588\ub2e4. \ud559\ubd80\uc5d0\uc11c \uad00\uad11 \uad00\ub828 \uc804\uacf5\uc744 \ud55c \uae40\ub2e8\uc601 \ubcc0\ud638\uc0ac\uac00 \uc800\ub834\ud558\uc9c0\ub9cc \ud6cc\ub96d\ud55c \ub3c4\uc2ec \uc219\uc18c\ub97c \uc608\uc57d\ud574 \uc8fc\uc5c8\ub2e4. \uc774 \uc815\ub3c4\uba74 \ubaa9\ud45c\ud55c \u201c\uc77c\uc815\uc740 \ube61\uc138\uac8c. \uc608\uc0b0\uc740 \ucd08\uc800\uac00\ub85c\u201d\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\uc744 \uac83 \uac19\uc558\ub2e4.<\/p>\n

\"\"[\ubbfc\uc0dd\uae30\ud589\ub2e8\uc774 \ubb36\uc5c8\ub358 \ub7f0\ub358\uc758 \uc219\uc18c, \uc11c\uba38\uc14b \ubaa8\uc634\uc774 \uc0b4\uc558\ub2e4\ub294 \ud45c\uc2dc(\uac00\uc6b4\ub370 \ud30c\ub780\uc0c9 \uc6d0)\uac00 \ubcbd\uc5d0 \ubd99\uc5b4 \uc788\ub2e4]<\/span><\/p>\n

 <\/p>\n

2. \uc601\uad6d\uc5d0\uc11c \ubbfc\uc0dd\uace0\ub97c \ub9db\ubcf4\ub2e4<\/strong><\/p>\n

\ub7f0\ub358\uc73c\ub85c \uc77c\ud589\ub4e4\uc774 \ubaa8\uc5ec\ub4e4\uc5c8\ub2e4. \uc5d0\uc5b4\ube44\uc564\ube44\ub85c \u2018\ub2ec\uacfc \uc721\ud39c\uc2a4\u2019\uc758 \uc791\uac00 \uc11c\uba38\uc14b \ubaa8\uc634\uc774 \uc0b4\ub358 \uc9d1 \ub9e8 \uaf2d\ub300\uae30 \uce35\uc744 \ube4c\ub838\ub2e4. \uc0b4\uc778\uc801\uc778 \ubb3c\uac00\uc5d0 \uc2dd\ub2f9\uc5d0\uc11c \ub9cc\ucc2c\uc744 \ud558\uae30 \uc5b4\ub824\uc6cc \ub9c8\ud2b8\uc5d0\uc11c \uc2dd\uc7ac\ub8cc\ub97c \uc0ac\uc640 \uc544\uce68\uacfc \uc800\ub141\uc740 \uc219\uc18c\uc5d0\uc11c \uc694\ub9ac\ub97c \ud574\uc11c \uba39\uc5c8\ub2e4. \uc774\ub7ec\uba74 \uc548\ub418\ub294 \uac78 \uc54c\uba74\uc11c\ub3c4, \uc80a\uc740 \ubcc0\ud638\uc0ac\ub4e4\uc774 \uc2dd\uc0ac\ub97c \uc900\ube44\ud588\uace0, \uc120\ubc30\ub4e4\uc740 \u201c\ub108\ubb34 \ub9db\uc788\ub2e4\u201d\ub294 \uce6d\ucc2c\uc73c\ub85c \ub54c\uc6e0\ub2e4. \uc774\ud601 \ubcc0\ud638\uc0ac\uac00 \uc870\ub9ac\ud55c \ud30c\uc2a4\ud0c0 \ub4f1 \uc74c\uc2dd\uc740 \ucc38\ub9d0\ub85c \ub9db\uc788\uc5c8\ub2e4. \ubc24\uc5d4 \ucd94\uc704\uc5d0 \uc7a0\uc774 \uae70 \uc815\ub3c4\ub85c \ubc29\uc774 \ucd94\uc6e0\ub2e4. \uc11c\uba38\uc14b \ubaa8\uc634\uc774 \uc0b4\ub358 \ub54c \uadf8\ub300\ub85c\uc778 \uac83 \uac19\uc740 \ud55c\uae30\ub97c \ub9c9\uc9c0 \ubabb\ud558\ub294 \ucc3d\ubb38\uacfc \ubd80\uc2e4\ud55c \ub77c\ub514\uc5d0\uc774\ud130\uac00 \ubb38\uc81c\uc600\ub2e4. \ub7f0\ub358\uc740 \ub09c\ubc29\ube44\ub294 \ube44\uc2fc\ub370 \uc6b0\ud06c\ub77c\uc774\ub098 \uc804\uc7c1 \uc5ec\ud30c\ub85c \ub354 \ube44\uc2f8 \uc84c\uc73c\uba70, \uc624\ub798\ub41c \uac74\ubb3c\uc5d0 \ub09c\ubc29 \uac1c\uc870\uac00 \uc798 \uc548\ub418\uc5b4 \uc788\ub2e4\ubcf4\ub2c8 \ub300\ubd80\ubd84 \uc8fc\ud0dd\uc5d0 \ub09c\ubc29\ubb38\uc81c\uac00 \uc2ec\uac01\ud588\ub2e4.\ub2e4\uc74c\ub0a0 \uadfc\ucc98 \ubd80\ub3d9\uc0b0\uc5d0 \uac78\ub824\uc788\ub294 \uc784\ub300 \uad11\uace0\ub97c \ubcf4\ub2c8 \ubc29 3, \ud654\uc7a5\uc2e4 3\uac1c\uc778 \uace0\uae09 \uc8fc\ud0dd\uc758 1\uc8fc\ub2f9 \uc784\ub300\ub8cc\ub294 \uc57d 1,500\ub9cc\uc6d0\uc774\ub098 \ud588\ub2e4. \ubc29 5\uac1c, \ud654\uc7a5\uc2e4 5\uac1c\uc778 \uc800\ud0dd\uc740 250\uc5b5 \uc6d0 \ub118\ub294 \uae08\uc561\uc73c\ub85c \ub9e4\ubb3c\uc774 \ub098\uc640 \uc788\uc5c8\ub2e4. \uac15\ub0a8\uc758 \ubd80\ub3d9\uc0b0 \uac00\uaca9\uc774 \ub192\ub2e4\ud558\ub418 \ub7f0\ub358 \uc544\ub798 \ubafc\uc774\ub85c\ub2e4. \ud558\ub8e8\ub9cc\uc5d0 \ubab8\uc73c\ub85c \uccb4\ud5d8\ud558\uace0 \ubcf8 \ub7f0\ub358\uc758 \uc74c\uc2dd \ubb3c\uac00, \ub09c\ubc29 \ubb38\uc81c, \uc8fc\uac70\ube44\ub97c \ud1b5\ud574 \ub7f0\ub358\uc815\uacbd\ub300 \uad50\uc218\ub2d8\uacfc \uba74\ub2f4, \uae08\uc735\uc18c\ube44\uc790 \ub2e8\uccb4\uc640 \uac04\ub2f4\ud68c\uc5d0\uc11c \ub290\ub080 \uac83\ubcf4\ub2e4 \ud6e8\uc52c \ub354 \ub9ce\uc740 \ub7f0\ub358 \uc2dc\ubbfc\ub4e4\uc758 \ubbfc\uc0dd\uc704\uae30\ub97c \ub290\ub084 \uc218 \uc788\uc5c8\ub2e4.
\n\ub7f0\ub358 \uc77c\uc815 2\uc77c\ucc28 \uc624\uc804\uc5d0 \ucc44\ubb34\uc0c1\ub2f4 \ubc0f \uc870\uc815\uc744 \ud558\ub294 \ub2e8\uccb4\uc778 \u2018StepChange Debt Charity\u2019\uc640 \uac04\ub2f4\ud68c\ub97c \ud588\uace0(\uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \ubbfc\uc0dd\uae30\ud589 \ud6c4\uae30 1\ud3b8 \uc774\ud601 \ubcc0\ud638\uc0ac \ud3b8 \ucc38\uace0) \uadf8 \ud6c4 \uadfc\ucc98\uc5d0 \uc788\ub294 \ud55c\uad6d\ub300\uc0ac\uad00 \uc785\ubc95\uad00\uacfc \uae09 \ubc88\uac1c \uc810\uc2ec \uc2dd\uc0ac\ub97c \ud588\ub2e4. \uadf8 \uc785\ubc95\uad00\uc73c\ub85c\ubd80\ud130 \ub4e4\uc740 \uc774\uc57c\uae30\ub294 \ucc38\uc73c\ub85c \uc2e0\uae30\ud588\ub2e4. \uc601\uad6d \uc0ac\ub78c\ub4e4\uc740 \uac10\uc790\ub9cc \uba39\uace0\ub3c4 \ubcc4 \ubd88\ub9cc \uc5c6\uc774 \uc798 \uc0b0\ub2e4\ub294 \uac83\uc774\uc5c8\ub2e4. \ub09c\ubc29\ube44\uac00 \ub108\ubb34 \ube44\uc2f8\uc11c \ucda5\uac8c \uc9c0\ub0bc \uc218\ubc16\uc5d0 \uc5c6\ub2e4\uace0\ub3c4 \ud588\ub2e4. \uc11c\ubbfc\ub4e4\uc758 \uc784\uae08\uc740 \ub0ae\uace0 \ubb3c\uac00\ub294 \ub192\uae30 \ub54c\ubb38\uc5d0 \uc2dd\ub3c4\ub77d\ub3c4 \uc5c6\uace0, \uc628\uae30 \uc5c6\uc774 \uc0b4\uc544\uc57c \ud55c\ub2e4\ub294 \uc774\uc57c\uae30\ub85c \ub4e4\ub838\ub2e4. \uadf8 \uc804\ub0a0 \ub7f0\ub358\uc815\uacbd\ub300 \uc2e0\ud604\ubc29 \uad50\uc218\uc5d0\uac8c \ub4e4\uc740 \uc774\uc57c\uae30\uc640 \uac19\uc740 \ucde8\uc9c0\uc600\ub2e4. \ubb3c\uac00 \ub300\ube44 \uc2e4\uc9c8 \uae09\uc5ec\uac00 \uc624\ub974\uc9c0 \uc54a\uc558\uace0, \uc8fc\ud0dd\uac00\uaca9\uc740 \ub9ce\uc774 \uc62c\ub77c\uc11c \ubd80\ub3d9\uc0b0 \uc790\uc0b0\uc744 \uc18c\uc720\ud55c \uacc4\uce35\uc758 \ubd80\ub294 \uc99d\uac00\ud588\ub2e4\ub294 \uc774\uc57c\uae30\ub2e4. \ud55c\uad6d\uc5d0\uc11c\ub3c4 \uacaa\ub294 \uac19\uc740 \ud604\uc0c1\uc774\uc5c8\ub2e4. \ub2e4\ub9cc, \ub7f0\ub358\uc774 \uadf8 \uc815\ub3c4\uac00 \ub354 \uc2ec\ud560 \ubfd0\uc774\uc5c8\ub2e4. \uc11c\uc720\ub7fd\uc5d0\uc11c \uc120\uc9c4 \ubbfc\uc0dd\uc815\ucc45\uc744 \ubcf4\uace0 \uc624\uaca0\ub2e4\uace0 \ud588\ub294\ub370, \ub7f0\ub358\uc740 \uc798 \ubabb \uc628\uac83 \uc544\ub2cc\uac00 \uc2f6\uc5c8\ub2e4. \uc2ec\uc9c0\uc5b4 \uc2e0\ud604\ubc29 \uad50\uc218\ub294 \ub7f0\ub358\uc774 \uc820\ud2b8\ub9ac\ud53c\ucf00\uc774\uc158\uc774\ub77c\ub294 \uac1c\ub150\uc774 \ud0dc\ub3d9\ud55c \uacf3\uc774\uc9c0\ub9cc, \uc138\uc785\uc790\uc5d0 \ub300\ud55c \ubcf4\ud638 \uc815\ucc45\uc740 \ub7f0\ub358\ubcf4\ub2e4 \ud55c\uad6d\uc774 \ub0ab\ub2e4\uace0\uae4c\uc9c0 \ud588\ub2e4.
\n\ub7f0\ub358\uc5d0\uc11c \ud76c\ub9dd\ub3c4 \ubd24\ub2e4. \ubbfc\uc0dd\uae30\ud589\ub2e8\uc774 \ubc29\ubb38\ud55c \u2018StepChange Debt Charity\u2019, \u2018Fair4all Finance\u2019\uc5d0\uc11c \uc77c\ud558\ub294 \uc5f4\uc815\uc801\uc778 \uc0ac\ub78c\ub4e4\uc744 \ubcf4\uc558\uae30 \ub54c\ubb38\uc774\ub2e4. \u2018StepChange Debt Charity\u2019\uc5d0\uc11c \uc77c\ud558\ub294 \ubc14\ub124\uc2f8\ub294 \ub7f0\ub358 \ubd81\ucabd \uc9c0\ubc29\uc5d0 \uc0ac\ub294\ub370, \uc6b0\ub9ac \uc77c\ud589\uacfc \uac04\ub2f4\ud68c\ub97c \uc704\ud574 \uc0c8\ubcbd\uac19\uc774 \uae30\ucc28\ub97c \ud0c0\uace0 \uc654\ub2e4\uace0 \ud558\uba74\uc11c, \uc790\uc2e0\ub4e4\uc758 \uc77c\uc5d0 \uc790\ubd80\uc2ec\uc774 \uac00\ub4dd\ud55c \ubaa8\uc2b5\uc73c\ub85c \uc124\uba85\uc744 \ud588\ub2e4. \uae08\uc735\ud3ec\uc6a9\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574 \ud65c\ub3d9\ud558\ub294 \u2018Fair4all Finance\u2019\uc758 \ud65c\ub3d9\uac00\ub4e4\uc740 \uc0c1\ub2f9\ud788 \uc5f4\uc815\uc801\uc778 \uc80a\uc740 \uc5d8\ub9ac\ud2b8\ub4e4\ub85c \ubcf4\uc600\ub2e4. \uc774 \ub2e8\uccb4\uc758 \uc790\uae08\uc740 \uc815\ubd80\ub85c\ubd80\ud130 \ud734\uba3c\uc608\uae08\uc744 \uc774\uc6a9\ud574\uc11c \uc9c0\uc6d0 \ubc1b\uace0 \uc788\ub2e4. \uc774 \ub2e8\uccb4\ub294 1\ub9cc 4\ucc9c\uba85\uc744 \ub300\uc0c1\uc73c\ub85c 1\uc778\ub2f9 \ud3c9\uade0 700\ud30c\uc6b4\ub4dc \ubb34\uc774\uc790\ub300\ucd9c\uc744 \uc2dc\ud5d8\ud588\ub2e4. \ud55c\uad6d\uc5d0\uc11c\ub3c4 \ud734\uba3c\uc608\uae08\uc744 \ucd9c\uc5f0\ud574\uc11c \uc11c\ubbfc\ub4e4\uc5d0\uac8c \uc18c\uc561\ub300\ucd9c\uc778 \ud587\uc0b4\ub860\uc73c\ub85c \ud65c\uc6a9\ud558\uace0 \uc788\ub294 \uac83\uc774 \uc720\uc0ac\ud588\ub2e4. \uacbd\uae30\ub3c4\uc5d0\uc11c \uc2e4\uc2dc\ud55c \uadf9\uc800\uc2e0\uc6a9\ub300\ucd9c\ub3c4 \uae08\uc735\uc811\uadfc\uc131\uc744 \uc9c0\uc6d0\ud558\ub294 \uae08\uc735\uc815\ucc45\uc73c\ub85c\uc11c \uc720\uc0ac\uc131\uc774 \uc788\uc5c8\ub2e4.<\/p>\n

\"\"<\/p>\n

[StepChange Debt Charity \uac04\ubd80\ub4e4\uacfc \ub7f0\ub358 \uae08\uc735\uac00\uc5d0\uc11c \uba74\ub2f4]<\/span><\/p>\n

 <\/p>\n

3. \ud504\ub791\uc2a4\uc758 \ubbfc\uc0dd\uc815\ucc45\uc5d0 \ub300\ud55c \uc790\ubd80\uc2ec\uc744 \ub290\ub07c\ub2e4.<\/strong><\/p>\n

\ubbfc\uc0dd\uae30\ud589\ub2e8\uc740 \ub7f0\ub358\uc5d0\uc11c \uc77c\uc815\uc744 \ub9c8\uce58\uace0 \ubc24\uc5d0 \uae30\ucc28\ub85c \ud30c\ub9ac\ub85c \uc774\ub3d9\ud588\ub2e4. \ud30c\ub9ac \ubd81\uc5ed\uc5d0 \uc12d\uc678\uc640 \ud1b5\uc5ed\uc744 \ub9e1\uc544\uc900 \ud604\uc9c0 \ucf54\ub514 \ub178\uc131\uc790 \uc120\uc0dd\ub2d8\uc774 \ub9c8\uc911\uc744 \ub098\uc624\uc168\ub2e4. \ucc38\uc73c\ub85c \uace0\ub9d9\uace0 \ud6cc\ub96d\ud55c \ubd84\uc774\uc2dc\ub2e4. \ud30c\ub9ac\uc5d0\uc11c\ub294 3\uc77c \ub3d9\uc548 7\uac1c\uc758 \uae30\uad00\uc744 \ubc29\ubb38\ud558\uae30\ub85c \uc608\uc815\ub418\uc5b4 \uc788\uc5c8\ub2e4. \uc0ac\ud68c\uc8fc\ud0dd \uad00\ub828 \uae30\uad00 3\uacf3\uacfc \uc0ac\ud68c\uc8fc\ud0dd 1\uacf3, \uc804\uad6d\uc138\uc785\uc790\ud611\ud68c\uae4c\uc9c0 \ud569\uce58\uba74 \uc8fc\uac70\ubd84\uc57c\uac00 5\uacf3 \uc774\uc5c8\ub2e4. \uc138\uacc4\ubd88\ud3c9\ub4f1\uc5f0\uad6c\uc18c\ub098 \uacf5\uacf5\uc815\ucc45\uc5f0\uad6c\uc18c\uc640 \uc811\ucd09\ud574 \ubcf4\uc558\uc73c\ub098 \uadf8\ucabd \uc77c\uc815\uc774 \ub9de\uc9c0 \uc54a\uc544 \uc12d\uc678\ub97c \ud558\uc9c0 \ubabb\ud588\ub2e4.
\n\uccab \uc77c\uc815\uc740 \ud504\ub791\uc2a4 \uc0ac\ud68c\ub2f9\uacfc \uae34\ubc00\ud55c \uad00\uacc4\uc778 \uc7a5\uc870\ub808\uc2a4(Fondation Jean-Jaur\u00e8s) \uc7ac\ub2e8\uacfc\uc758 \uac04\ub2f4\ud68c\uc600\ub2e4. \uc774 \ud589\uc0ac\ub294 \ubbfc\uc0dd\uc704 \uc6d4\ub840\ud68c\ub85c\ub3c4 \uae30\ud68d\ub418\uc5b4 \uc788\uc5b4\uc11c, \ud55c\uad6d\uacfc \ud30c\ub9ac\ub97c \uc628\ub77c\uc778\uc73c\ub85c \uc5f0\uacb0\ud574\uc11c \uc9c4\ud589\ub418\uc5c8\ub2e4. \uc774\ubc88 \ubbfc\uc0dd\uae30\ud589\uc5d0\uc11c \uac00\uc7a5 \uae30\uc5b5\uc5d0 \ub0a8\ub294 \ub9d0\uc740 \uc18c\ub828\uacfc \ud504\ub791\uc2a4 \uacf5\uc0b0\ub2f9\uc758 \uc815\uce58\uc801 \uc131\uacf5\uc774 \uc544\ub2c8\uc5c8\ub2e4\uba74, \ud504\ub791\uc2a4\uc758 \uc0ac\ud68c\ubcf5\uc9c0\ub294 \uc5c6\uc5c8\uc744 \uac83\uc774\ub77c\ub294 \uc7a5\uc870\ub808\uc2a4 \uc7ac\ub2e8\uce21 \uad00\uacc4\uc790\uc758 \ub9d0\uc774\uc5c8\ub2e4. \uacf5\uc0b0\ub2f9 \uc138\ub825\uc758 \ub4dd\uc138\ub97c \ub9c9\uae30 \uc704\ud574\uc11c\ub294 \uadf8\ub4e4\uc774 \uc8fc\uc7a5\ud558\ub294 \uc0ac\ud68c\ubcf5\uc9c0\ub97c \uc0c1\ub300\uc801 \uc6b0\ud30c\ub4e4\ub3c4 \uc218\uc6a9\ud560 \uc218 \ubc16\uc5d0 \uc5c6\uc5c8\ub2e4\ub294 \uac83\uc774\uc5c8\ub2e4. \uadf8\ub7fc, \uc18c\ub828\uacfc \uacf5\uc0b0\ub2f9\uc774 \ubab0\ub77d\ud55c \ud604\uc2dc\uc810\uc5d0\ub294, \uadf8\ub9ac\uace0 \uadf8\ub4e4\uc774 \uc788\uc5b4\ubcf8 \uc801 \uc5c6\ub294 \ud55c\uad6d\uc5d0\uc11c\ub294 \ud504\ub791\uc2a4\uc640 \uac19\uc740 \uc0ac\ud68c\ubcf5\uc9c0\ub97c \uac16\ub294 \uac83\uc740 \ubd88\uac00\ub2a5\ud55c \uac83\uc778\uac00\ub77c\ub294 \uc9c8\ubb38\uc774 \uc9c0\uae08\uae4c\uc9c0\ub3c4 \ub5a0\uc624\ub978\ub2e4.<\/p>\n

\"\"<\/p>\n

[\ud504\ub791\uc2a4 \uc804\uad6d\uc138\uc785\uc790\uc5f0\ud569(CNL) \uc0ac\ubb34\uc2e4\uc5d0\uc11c \ud611\ud68c\uc7a5\uc774 \u201c\ud558\ub098\uc758 \uc9c0\ubd95, \ud558\ub098\uc758 \uad8c\ub9ac\u201d\ub77c\uace0 \uc4f0\uc778 \ubcbd\ud654\ub97c \ubc30\uacbd\uc73c\ub85c \ud3ec\uc988\ub97c \ucde8\ud558\uace0 \uc788\ub2e4]<\/span><\/p>\n

 <\/p>\n

\ud504\ub791\uc2a4 \uc804\uad6d\uc138\uc785\uc790\uc5f0\ud569(CNL)\uc740 \ud611\ud68c\uc7a5\uc758 \uc5f4\uc815\uacfc \ud22c\uc7c1\uc801 \uae30\ud48d\uc774 \uc778\uc0c1 \uae4a\uc740 \ub2e8\uccb4\uc600\ub2e4. \ube68\uac04 \uc2a4\uc6e8\ud130\ub97c \uc785\uace0 \ub098\ud0c0\ub098 1916\ub144\uc5d0 \uc124\ub9bd\ub41c \uc774 \uc870\uc9c1\uc758 \uc790\ub791\uc2a4\ub7ec\uc6b4 \uc5ed\uc0ac\uc640 \ud604\uc7ac \ud504\ub791\uc2a4\uc758 \uc8fc\uac70\uad8c \ud604\ud669, \uc870\uc9c1\uc758 \uc5ed\ud560\uc5d0 \ub300\ud574 \uc798 \uc124\uba85\ud574 \uc8fc\uc5c8\ub2e4. \ubc1b\uc740 \uc778\uc0c1\uc740 CNL\uc740 \u2018\uc804\ud22c\uc801 \uc138\uc785\uc790 \uc6b4\ub3d9\u2019\uc744 \uc804\uad6d\uc801\uc73c\ub85c \uad11\ubc94\uc704\ud558\uac8c \ud65c\ub3d9\ud558\uace0 \uc788\ub2e4\ub294 \uac83\uc774\uc5c8\ub2e4. \ub124\ub35c\ub780\ub4dc\uc5d0\uc11c\ub3c4 \uc804\uad6d\uc138\uc785\uc790\uc5f0\ub300\uc640 \ub9cc\ub098\uba74\uc11c, \uc65c \uc6b0\ub9b0 \uc774\ub7f0 \uc804\uad6d\uc801\uc138\uc785\uc790 \uc870\uc9c1\uc774 \uc5c6\ub294 \uac83\uc77c\uae4c \ud55c\ud0c4\ud574 \ubcf4\uc558\ub2e4. \uadf8 \ub4a4\ub85c \uc0ac\ud68c\uc8fc\ud0dd \uad00\ub828 \uae30\uad00\uc744 \ubc29\ubb38\ud588\uc9c0\ub9cc, \uadf8 \uc774\uc57c\uae30\ub294 \ubcc4\ub3c4 \uae30\uace0\uac00 \uc788\uc744 \uac83\uc774\ubbc0\ub85c \uadf8 \uc774\uc57c\uae30\ub294 \uc5ec\uae30\uc11c \uc790\uc138\ud788 \ub2f4\uc9c0 \uc54a\uaca0\ub2e4.
\n\uc774\ubc88 \uae30\ud589\uc5d0\uc11c \ub9cc\ub09c \ub3c5\ud2b9\ud55c \uae30\uad00\uc740 \ud504\ub791\uc2a4 \uc0ac\ud68c\uacbd\uc81c\ud658\uacbd\uc704\uc6d0\ud68c(CESE)\uc774\ub2e4. CESE\ub294 \uc6b0\ub9ac\ub098\ub77c\uc5d0 \uc5c6\ub294 \ud5cc\ubc95\uc0c1 \uad6d\uac00\uae30\uad00\uc774\ub2e4(\ud504\ub791\uc2a4 \ud5cc\ubc95 \uc81c11\uc7a5 \uc81c69\uc870 \ub0b4\uc9c0 \uc81c71\uc870 \ucc38\uc870). \uc6b0\ub9ac\ub098\ub77c \uacbd\uc81c\uc0ac\ud68c\ub178\ub3d9\uc704\uc6d0\ud68c\uac00 CESE\ub97c \ubaa8\ubc29\ud588\uc9c0\ub9cc, \uadf8 \uadfc\uac70, \uc5ed\ud560, \uc704\uc0c1 \ub4f1\uc5d0\uc11c \ucc28\uc774\uac00 \ud06c\ub2e4. CESE\uc744 \ubc29\ubb38\ud588\uc744 \ub54c\ub3c4 \uc790\ubd80\uc2ec \ub118\uce58\ub294 \uc804\uc9c1 CESE \uc758\uc6d0\uc774 \uc6b0\ub9ac\ub97c \uc548\ub0b4\ud588\ub2e4. CESE\ub294 \uc790\uc2e0\ub4e4\uc744 \uc81c3\uc758\ud68c\ub77c\uace0 \uce6d\ud558\uba70, \ub2e4\uc591\ud55c \uc0ac\ud68c\uacc4\uce35\uc758 \ub300\ud45c\ub4e4\uacfc 175\uba85\uc73c\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uace0, \uad6d\uac00 \uc815\ucc45 \uacb0\uc815\uc5d0 \uc9c1\uc811\uc801\uc778 \uad8c\ud55c\uc740 \uc5c6\uc9c0\ub9cc, \uc911\uc694\ud55c \uc544\uc820\ub2e4\uc5d0 \uad00\ud574 \uc815\ubd80\uc640 \uc758\ud68c\uc5d0 \uc790\ubb38\ud558\ub294 \uc5ed\ud560\uc744 \ub2f4\ub2f9\ud55c\ub2e4. \uc758\uc6d0\uc740 \uacbd\uc81c \ubc0f \ub178\ub3d9\ubd84\uc57c(52\uba85, \ub178\ub3d9\uc870\ud569, \uacbd\uc81c\ub2e8\uccb4 \ub300\ud45c), \uc0ac\ud68c\ud1b5\ud569 \ubc0f \uc9c0\uc5ed\ud65c\ub3d9 \ubd84\uc57c(45\uba85), \ud658\uacbd\ubcf4\ud638\ubd84\uc57c (26\uba85), \ud574\uc678 \uc601\ud1a0 \ub300\ud45c(8\uba85), \uc2dc\ubbfc\uc0ac\ud68c \ucd94\ucc9c \uc778\uc0ac(44\uba85)\uc73c\ub85c \uad6c\uc131\ub41c\ub2e4.
\n\ud55c\uad6d\uc740 \uacbd\uc0ac\ub178\uc704\uac00 \uc124\uce58\ub418\uc5b4 \uc788\uc9c0\ub9cc \ubbfc\uc8fc\ub178\ucd1d \ubd88\ucc38\uc73c\ub85c \uad6c\uc131\uc774 \uc644\uc804\ud558\uc9c0 \uc54a\uc558\uace0, \uadf9\uc6b0 \uc131\ud5a5\uc778 \uae40\ubb38\uc218 \uc704\uc6d0\uc7a5\uc73c\ub85c \uc778\ud574 \ud30c\ud589\uc801\uc73c\ub85c \uc6b4\uc601\ub418\uc5c8\uc73c\uba70, \uc0ac\ud68c\uc801 \ud0c0\ud611\uc744 \ub3c4\ucd9c\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\ub2e4. \ubc95\uc801 \uc9c0\uc704\uc640 \uc5ed\ud560\uc774 \uc57d\ud558\ub2e4\ub294 \uadfc\ubcf8\uc801 \ud55c\uacc4\uac00 \uc788\ub2e4. \uc6b0\ub9ac\ub294 CESE\uc5d0, \ucc38\uc5ec\ud558\ub294 \ub2e8\uccb4\uc5d0\uc11c \uc790\uc2e0\ub4e4 \uc758\uacac\uc774 \uad00\ucca0\ub418\uc9c0 \uc54a\uc73c\uba74, \ub300\ud654\ub97c \uc911\ub2e8\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub0d0\uace0, \uc5ec\ub7ec\ucc28\ub840 \ubb3c\uc5c8\ub2e4. CESE \uad6d\uc81c\uad00\uacc4\ub2f4\ub2f9\uc790 \uc544\uc2a4\ud2b8\ub9ac\ub4dc \uc62c\ub81b\uc740 \uc9c8\ubb38 \uc790\uccb4\ub97c \uc774\ud574\ud558\uc9c0 \ubabb\ud588\ub2e4. \uc65c \uc790\uafb8 \ubb3b\ub0d0\ub294 \ud22c\ub85c \ub2f5\ud588\ub2e4. \uadf8\ub7f0 \uc77c\uc740 \uc5c6\ub2e4\uace0. \ubc1c\uc5b8\ud560 \uae30\ud68c\uac00 \uc8fc\uc5b4\uc84c\ub294\ub370, \uc65c \uadf8\uac83\uc744 \ud3ec\uae30\ud558\ub0d0\ub294 \uac83\uc774\uc5c8\ub2e4. \uc6b0\ub9b0 \ub05d\ub0b4 \uc774\ud574\ud558\uc9c0 \ubabb\ud588\ub2e4. \uc6b0\ub9ac\ub294 \ub450 \ubc88 \ud0c4\ud575\uc73c\ub85c \uad11\uc7a5\uc5d0 \uc2dc\ubbfc\ub4e4\uacfc \uc774\ud574\uad00\uacc4\uc790\ub4e4\uc758 \uc694\uad6c\uac00 \uc3df\uc544\uc84c\uc73c\ub098 \ud0c4\ud575 \uc774\ud6c4 \uad11\uc7a5\uc740 \ud574\uccb4\ub418\uace0, \uadf8 \uc694\uad6c\ub97c \uc81c\ub3c4\ud654\ud560 \ud1b5\ub85c\uac00 \ubd80\uc7ac\ud558\uba70, \ub300\ubcc0\ud560 \uc9c4\ubcf4\uc815\ub2f9 \uc138\ub825\ub3c4 \ubbf8\uc57d\ud558\ub2e4. \ud504\ub791\uc2a4\ub294 \uc774\ub7f0 \ubb38\uc81c\ub97c \uc5b4\ub5bb\uac8c \ud574\uacb0\ud558\uace0 \uc788\ub098? \uc544\uc2a4\ud2b8\ub9ac\ub4dc \uc62c\ub81b\uc740 \u201c\ud504\ub791\uc2a4\ub294 \uc2dc\uc704\uc640 \ud601\uba85\uc758 \ub098\ub77c\uc778\ub370, \ud558\ub098\uc758 \uc548\uc804\ud55c \uc9d1\uacfc \uac19\uc740 \uacf3\uc5d0 \ub4e4\uc5b4\uc640\uc11c \ub300\ud654\ub97c \ud574\uc57c \ud55c\ub2e4\ub294 \ucde8\uc9c0\ub85c \uc774 \uc758\uc0ac\ub2f9\uc744 \ub9cc\ub4e4\uc5c8\ub2e4. \uac70\ub9ac\uac00 \uc131\uacfc\ub97c \ubabb \ub9cc\ub4e4\uae30\ub3c4 \ud558\uae30 \ub54c\ubb38\uc5d0, \uc774 \uc758\uc0ac\ub2f9\uc774 \uaf2d \ud544\uc694\ud558\ub2e4\u201d\uace0 \ud588\ub2e4. 2023\ub144 \uae30\uc900 CESE\uac00 \ucc44\ud0dd\ud55c \ubcf4\uace0\uc11c \uc911 \uc815\ubd80\uac00 \ucc44\ud0dd\ud55c \uc0ac\ub840\ub294 40%\uc5d0 \ubd88\uacfc\ud558\ub2e4\ub294 \ud604\uc9c0\uc758 \ube44\ud310\uc774 \uc788\uc73c\ub098 \uc6b0\ub9ac \uacbd\uc0ac\ub178\uc704\uc5d0 \ube44\ud558\uba74 \uc0c1\ub2f9\ud788 \ub192\uc740 \ud3b8\uc774\ub2e4. \uc6b0\ub9ac\ub294 \uace7 \ud5cc\ubc95 \uac1c\uc815\uc774 \ub17c\uc758\ub420 \uc608\uc815\uc778\ub370, CESE\ub97c \ucc28\uc6a9\ud558\uc5ec \ud5cc\ubc95\uc0c1 \uad6d\uac00\uae30\uad00\uc73c\ub85c \ud560\uc9c0 \ub17c\uc758\ud574 \ubcf4\uba74 \uc88b\uaca0\ub2e4.<\/p>\n

\"\"<\/p>\n

[\ud504\ub791\uc2a4 \uc0ac\ud68c\uacbd\uc81c\ud658\uacbd\uc704\uc6d0\ud68c(CESE) \uac74\ubb3c \ub0b4\ubd80]<\/span><\/p>\n

 <\/p>\n

4. \ub124\ub35c\ub780\ub4dc, \uc870\uc6a9\ud55c \ubbfc\uc0dd\uac15\uad6d<\/strong><\/p>\n

\ud504\ub791\uc2a4\uc5d0\uc11c \ud658\uc0c1\uc801\uc778 \uc77c\uc815 \uc18d\uc5d0\uc11c \ub290\ub080 \uc810\uc740 \uc774 \ub098\ub77c \uc0ac\ub78c\ub4e4\uc774 \ubbfc\uc0dd\uc815\ucc45\uc5d0 \uad00\ud574 \uc790\ubd80\uc2ec\uc774 \uc0c1\ub2f9\ud558\ub2e4\ub294 \uac83\uc774\ub2e4. \uadf8\ub7f0\ub370 \ub124\ub35c\ub780\ub4dc\uc5d0 \uac00\uc11c \uc54c\uc558\ub2e4. \uc0ac\ud68c\uc8fc\ud0dd \ubcf4\uc720\uc728 \uac19\uc740 \uc218\uce58\ub294 \ub124\ub35c\ub780\ub4dc\uac00 \ud6e8\uc52c \ub192\uace0, \uc2ec\uc9c0\uc5b4 \ud504\ub791\uc2a4\ub294 \uc601\uad6d\ubcf4\ub2e4 \ub0ae\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \uc6b0\ub9ac\uac00 \ub9cc\ub09c \ud504\ub791\uc2a4\uc778\ub4e4\uc740 \uc790\ubd80\uc2ec\ub9cc\uc740 \uc720\ub7fd \ucd5c\uace0\uc600\ub2e4.
\n\ub124\ub35c\ub780\ub4dc\uc5d0\uc11c\ub294 3\uc77c \ub3d9\uc548 \ud604\uc9c0\uc5d0\uc11c \ubc15\uc0ac\uacfc\uc815\uc5d0 \uc788\ub294 \ucf54\ub514\uc758 \uac15\uc758\ub97c \ub4e3\uace0, 4\uac1c\uc758 \uae30\uad00\uacfc 1\uac1c\uc758 \uc0ac\ud68c\uc8fc\ud0dd\ubc15\ubb3c\uad00\uc744 \ubc29\ubb38\ud588\ub2e4. \ub124\ub35c\ub780\ub4dc\uc5d0\uc11c\ub294 \uc0ac\ud68c\uc8fc\ud0dd \uacf5\ubd80\uc5d0 \ubab0\ube75\uc744 \ud588\ub2e4. \uc18c\ud604\ubbfc \ubcc0\ud638\uc0ac\uc758 \uc758\uc9c0\uac00 \ud06c\uac8c \uc791\uc6a9\ud588\ub2e4. \uc18c\ubcc0\ud638\uc0ac\ub294 \uc5b4\ub514\uc11c \ub4e4\uc5c8\ub294\uc9c0 \ub124\ub35c\ub780\ub4dc\uac00 \uc0ac\ud68c\uc8fc\ud0dd \uc815\ucc45\uc774 \uc798\ub418\uc5b4 \uc788\ub2e4\uba74\uc11c \uc6d0\ub798 \uc774\ud2c0\ub85c \uc608\uc815\ub418\uc5c8\ub358 \uc77c\uc815\uc744 \uc0ac\ud758\ub85c \ud558\ub8e8 \ub354 \ub298\ub9ac\uace0, \ubca8\uae30\uc5d0 \uc77c\uc815\uc744 \ube7c\ub3c4\ub85d \ud560 \uc815\ub3c4\ub85c \uadf8\ub294 \u2018\uc9d1\uc694\u2019\ud588\ub2e4. \uadf8 \ub355\ubd84\uc5d0 \ub124\ub35c\ub780\ub4dc\uc758 \uc0ac\ud68c\uc8fc\ud0dd\uc5d0 \uad00\ud574\uc11c \ub9ce\uc740 \uacf5\ubd80\ub97c \ud560 \uc218 \uc788\uc5c8\uace0, \uc77c\ud589\ub4e4\ub3c4 \uc544\uc8fc \ub9cc\uc871\ud574 \ud588\ub2e4. \ubc29\ubb38 \uae30\uad00\uacfc \ub124\ub35c\ub780\ub4dc \uc77c\uc815\uc5d0 \uad00\ud574\uc11c\ub294 \uae40\ub2e8\uc601 \ubcc0\ud638\uc0ac\uac00 \uc4f4 \u201c\uc131\ub9e4\ub9e4 \ud569\ubc95\ud654 \uad6d\uac00\uc5d0 \uc784\ub300\ub8cc \uc0c1\ud55c\uc120\uc774 \uc788\ub2e4\uace0?!\u201d\ub97c \ucc38\uace0\ud574 \uc8fc\uc2dc\uae30 \ubc14\ub780\ub2e4.
\n\uc804\uccb4\uc801\uc778 \uc778\uc0c1\uc744 \uc774\uc57c\uae30\ud574\ubcf4\uba74, \ub124\ub35c\ub780\ub4dc \uc0ac\ub78c\ub4e4\uc740 \uc0c1\ub2f9\ud788 \uc218\ub9ac\uacf5\uac04\uc801 \ub2a5\ub825\uc774 \ub6f0\uc5b4\ub098 \ubcf4\uc778\ub2e4\ub294 \uac83\uc774\ub2e4. \uc784\ucc28 \uc8fc\ud0dd\uc758 \uc218\uc900\uc5d0 \ub530\ub77c \uc784\ub300\ub8cc\uc218\uc900\uc744 \uc81c\ud55c\ud558\ub294 \uc81c\ub3c4\ub97c \uac16\uace0 \uc788\ub294\ub370, \uadf8 \ubd84\ub958\uac00 \uc218\ubc31\uac00\uc9c0\ub098 \ub41c\ub2e4. \uc9d1\uc758 \uba74\uc801, \ubc29\uc758 \uac2f\uc218, \uc2f1\ud06c\ub300\uc640 \uac19\uc740 \uc124\ube44 \uc218\uc900, \ub09c\ubc29\uc7a5\uce58, \uc704\uce58 \ub4f1 \ub2e4\uc591\ud55c \uc694\uc18c\ub97c \uace0\ub824\ud55c\ub2e4. \uc784\ub300\ub8cc \uae30\uc900 \ub2e8\uacc4\ub294 \uc815\ud655\ud558\uc9c0 \uc54a\uc9c0\ub9cc, \uc57d 200\uac1c \uc815\ub3c4\uc600\ub2e4. \uc5b4\ub5bb\uac8c \uc774\ub7f0 \ubcf5\uc7a1\ud55c \uc9c0\uc218\ub97c \uc124\uacc4\ud560 \uc218 \uc788\uc5c8\uc744\uae4c? \uadf8\ub9ac\uace0 \uc784\ucc28\uc778\uacfc \uc784\ub300\uc778\uc774 \uc774\ub7f0 \uae30\uc900\uc744 \uc774\ud574\ud558\uace0 \uc801\uc6a9\ud55c\ub2e4\ub294 \ub9d0\uc778\uac00? \ub180\ub77c\uc6b8 \ub530\ub984\uc774\uc5c8\ub2e4. \uc0ac\ud68c\uc8fc\ud0dd \uac74\uc124 \uc790\uae08\uc744 \ubcf4\uc99d\ud558\ub294 \uae30\uad00\uc744 \ubc29\ubb38\ud588\uc744 \ub54c\ub3c4 \uac19\uc740 \ub290\ub08c\uc744 \ubc1b\uc558\ub2e4. \uc801\uc740 \uc790\uae08\uc774\ub77c\ub3c4 \ud6a8\uc728\uc801\uc73c\ub85c \ud65c\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ubcf4\uc99d\uc81c\ub3c4\ub97c \uc798 \uc124\uacc4\ud588\ub2e4\ub294 \ub290\ub08c\uc744 \ubc1b\uc558\ub2e4. \uc554\uc2a4\ud14c\ub974\ub2f4 \uc911\uc559\uc5ed\uc744 \ubd10\ub3c4 \uc5ec\ub7ec \uad50\ud1b5\uc218\ub2e8\uc774 \uad50\ucc28\ud558\uc9c0\ub9cc \ub3d9\uc120\uc744 \ucc38\uc73c\ub85c \uac04\ub2e8\ud558\uac8c \uc124\uacc4\ub97c \uc798\ud588\ub2e4. \uae30\ucc28, \ud2b8\ub7a8, \uc790\ub3d9\ucc28, \ubc84\uc2a4, \uc790\uc804\uac70, \ud398\ub9ac\uae4c\uc9c0 \uc5ec\ub7ec \uad50\ud1b5\uc218\ub2e8\uc774 \uc911\uc559\uc5ed\uc5d0 \ubc00\uc9d1\ub418\uc5b4 \uc788\uc9c0\ub9cc, \uc5b4\uc218\uc120\ud558\uac70\ub098 \ubcf5\uc7a1\ud558\ub2e4\uace0 \ub290\uaef4\uc9c0\uc9c0 \uc54a\uc558\ub2e4. \uc218\ub9ac\uacf5\ud559\ub2a5\ub825\uc774 \ub6f0\uc5b4\ub09c \uc0ac\ub78c\ub4e4\uc758 \ub098\ub77c \ub124\ub35c\ub780\ub4dc\ub294 \ubbfc\uc0dd\uacbd\uc81c \uc815\ucc45\ub3c4 \ud6cc\ub96d\ud588\ub2e4. \uc870\uc6a9\ud55c \ubbfc\uc0dd\uac15\uad6d \ub124\ub35c\ub780\ub4dc, \ubbfc\uc0dd\uc704\uac00 \ubbfc\uc0dd\uc81c\ub3c4\ub97c \uc798 \uc124\uacc4\ud558\ub824\uba74 \uc218\ub9ac\ub2a5\ub825\uc774 \uc88b\uc740 \ubcc0\ud638\uc0ac\ub2d8\ub4e4\uc744 \ub9ce\uc774 \uc601\uc785\ud574\uc57c \ud558\uaca0\ub2e4\ub294 \uc0dd\uac01\uc774 \ub4e4\uc5c8\ub2e4.<\/p>\n

\"\"<\/p>\n

[\ub124\ub35c\ub780\ub4dc \uc0ac\ud68c\uc8fc\ud0dd\uac74\uc124\ubcf4\uc99d\uc7ac\ub2e8, \u2018\uac70\uc778\ub4e4\u2019\uc5d0\uac8c \uad6d\ub9bd\ubc15\ubb3c\uad00 \uae30\ub150\ud488 \ubd80\ucc44\ub97c \uc120\ubb3c\ud588\ub2e4. \ud55c\uad6d\ub9d0\ub85c \u2018\ubd80\ucc44\u2019\ub294 \u2018\ube5a\u2019\uc774\ub780 \ub73b\ub3c4 \uc788\ub2e4\uace0 \uc124\uba85\ud574\uc92c\ub2e4]<\/span><\/p>\n

 <\/p>\n

5. \uadc0\uad6d\uae38\uc5d0 \ub4e4\ub978 \uad6d\uc81c\ud615\uc0ac\uc7ac\ud310\uc18c<\/strong><\/p>\n

\ubaa8\ub4e0 \uacf5\uc2dd\uc77c\uc815\uc744 \ub9c8\uce58\uace0, \ubbfc\uc0dd\uae30\ud589\ub2e8\uc740 \uac01\uc790 \uac1c\ubcc4 \uc5ec\ud589\uae38\uc744 \ub5a0\ub0ac\ub2e4. \ub098\ub294 \ud5e4\uc774\uadf8\uc5d0 \uc788\ub294 \uad6d\uc81c\ud615\uc0ac\uc7ac\ud310\uc18c(ICC), \uad6d\uc81c\uc0ac\ubc95\uc7ac\ud310\uc18c(ICJ)\ub97c \uac00\ubcf4\uae30\ub85c \ud588\ub2e4. \uad6d\uc81c\uc0ac\ubc95\uc7ac\ud310\uc18c\ub294 \uba4b\uc9c4 \uac74\ubb3c\uc744 \ubc30\uacbd\uc73c\ub85c \uc0ac\uc9c4\ub9cc \ucc0d\uc5c8\uace0, \uad6d\uc81c\ud615\uc0ac\uc7ac\ud310\uc18c\uc5d0\uc11c\ub294 \uc9c1\uc6d0\uc758 \uc548\ub0b4\ub85c \ubc95\uc815 \ubc29\uccad\uc11d\uc5d0 \ub4e4\uc5b4\uac00 \uc124\uba85\uc744 \ub4e4\uc744 \uc218 \uc788\uc5c8\ub2e4. \ud55c\uad6d\uc778 \uc7ac\ud310\uad00 \uc0ac\uc9c4\ub3c4 \uac78\ub824 \uc788\uc5c8\ub2e4. \ubca0\ud2b8\ub0a8\uc804\uc7c1 \ubbfc\uac04\uc778 \ud559\uc0b4 \uc0ac\uac74\uc744 \uc624\ub7ab\ub3d9\uc548 \ud574\uc654\uace0, \uc784\uc7ac\uc131 \ubcc0\ud638\uc0ac\uc640 \ud568\uaed8 \ub124\ud0c0\ub0d0\ud6c4\ub97c \ud55c\uad6d \uad6d\uac00\uc218\uc0ac\ubcf8\ubd80\uc5d0 \uc804\uc7c1\ubc94\uc8c4\ub85c \uace0\ubc1c\ud588\uae30\uc5d0 \uc804\uc7c1\ubc94\uc8c4\ub97c \uad00\ud560\ud558\ub294 \uad6d\uc81c\ud615\uc0ac\uc7ac\ud310\uc18c\uc5d0 \uac00\ubcf4\uace0 \uc2f6\uc5c8\ub2e4. \uad6d\uc81c\ud615\uc0ac\uc7ac\ud310\uc18c\ub294 \uc791\ub144 \ub9d0 \ub124\ud0c0\ub0d0\ud6c4\uc5d0 \ub300\ud574 \uccb4\ud3ec\uc601\uc7a5\uc744 \ubc1c\ubd80\ud588\uc9c0\ub9cc, \uadf8 \uc601\uc7a5\uc740 \uc9d1\ud589\ub418\uc9c0 \uc54a\uace0 \uc788\ub2e4. \ud558\uc9c0\ub9cc, \uc601\uc7a5 \ubc1c\ubd80\ub85c \uc774\uc2a4\ub77c\uc5d8\uc740 \uc678\uad50\uc801 \ud0c0\uaca9\uc744 \ubc1b\uc558\uace0, \ub124\ud0c0\ub0d0\ud6c4\uc758 \ud574\uc678 \ud65c\ub3d9\uc740 \ud06c\uac8c \uc81c\ud55c\ub418\uc5c8\ub2e4. \ub85c\ub9c8\ud611\uc57d \uac00\uc785\uad6d\ub4e4\uc740 \uad6d\ub0b4\ubc95\uc73c\ub85c \uc804\uc7c1\ubc94\uc8c4\uc790\ub97c \ucc98\ubc8c\ud558\ub294 \ubc95\ub960\uc744 \ub450\uace0 \uc788\ub2e4. \ud55c\uad6d\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \uc720\ub7fd \uc2dc\ubbfc\ub2e8\uccb4\ub4e4\uc740 \ub124\ud0c0\ub0d0\ud6c4\ub97c \uad6d\ub0b4 \uc218\uc0ac\uae30\uad00\uc5d0 \uace0\ubc1c\ud558\ub294 \uc6b4\ub3d9\uc744 \ubc8c\uc774\uc9c0 \uc54a\uc558\ub2e4. \uc544\ub9c8 \uc720\uc77c\ud558\uac8c \ud55c\uad6d\uc5d0\uc11c\ub9cc \uc774 \uc6b4\ub3d9\uc774 \ubc8c\uc5b4\uc84c\ub2e4. \ud55c\uad6d\uc5d0\uc11c\uc758 \uc6b4\ub3d9\uc774 \uc720\ub7fd\uc73c\ub85c \ud37c\uc838\ub098\uac00\uae38 \ubc14\ub77c\uba70 \uace0\ubc1c\uc778\ub2e8 5\ucc9c\uba85 \ub118\uac8c \uc870\uc9c1\ud574\uc11c \uace0\ubc1c\uc744 \ud588\uac74\ub9cc, \uadf8 \ubc14\ub78c\uc740 \uc720\ub7fd\uc73c\ub85c \ub0a0\uc544\uac00\uc9c0 \ubabb\ud588\ub2e4.\uc5b8\uc820\uac00 \uadf8 \ubc14\ub78c\uc774 \uc720\ub7fd\uc73c\ub85c \ub0a0\uc544\uac00\uaca0\uc9c0 \ud76c\ub9dd\uc744 \uac00\uc838\ubcf4\uba70 \ubc1c\uae38\uc744 \ub3cc\ub838\ub2e4.<\/p>\n

\ubbfc\uc0dd\uae30\ud589 2025\ub97c \ub2e4\ub140\uc640\uc11c \ubbfc\uc0dd\uc704 \uc6d4\ub840\ud68c\uc5d0\uc11c \ub450 \ucc28\ub840 \ubcf4\uace0\ub97c \ud588\ub2e4. \ubbfc\uc0dd\uae30\ud589\uc758 \uac00\uc2dc\uc801 \uc131\uacfc\ubb3c\uc774 \ubb34\uc5c7\uc774\ub0d0\uace0 \ubb3b\ub294\ub2e4\uba74, \uc544\uc9c1 \uac00\uc2dc\uc801\uc778 \uc131\uacfc\ubb3c\uc740 \uc5c6\ub2e4. \ud558\uc9c0\ub9cc, \uc790\uc2e0\uac10\uc740 \uac00\uc838\uc628 \uac83 \uac19\ub2e4. \uba40\uace0 \uc5b4\ub835\uac8c\ub9cc \ub290\uaef4\uc84c\ub358 \uc11c\uc720\ub7fd\uc758 \uc0ac\ud68c\uc8fc\ud0dd \uc815\ucc45\uc774\ub780 \uac83\uc774 \u201c\uc544 \uc6b0\ub9ac\uac00 \uac14\ub2e4\uc640\uc11c \uc880 \uc544\ub294\ub370\u201d \ud558\uba70, \ub300\ucda9 \uc370\uc744 \ud480\uace0, \ub514\ud14c\uc77c \ud55c \uac74 \ud604\uc9c0 \uae30\uad00 \ud648\ud398\uc774\uc9c0\uc5d0\uc11c \uc790\ub8cc\ub97c \ucc3e\uc544\ubcf4\uba74 \ub420 \uc815\ub3c4\uac00 \ub410\ub2e4. \ud55c\uad6d \uc0ac\ub78c \ucd5c\ucd08\ub85c \ub2e4\ub140\uc628 \ud504\ub791\uc2a4\uc758 \uae30\uad00\ub3c4 \uc788\uc5c8\ub2e4. \u201c\uc6b0\ub9ac\uac00 \ud55c\uad6d\uc778\uc73c\ub85c\uc11c\ub294 \ucc98\uc74c\uc73c\ub85c \uac00\ubcf8 \uae30\uad00\uc778\ub370\u201d\ud558\uba70 \uc790\ub791\ud574\ub3c4 \ub41c\ub2e4. \uc601\uad6d, \ud504\ub791\uc2a4, \ub124\ub35c\ub780\ub4dc\uc5d0\uc11c \ud65c\ub3d9\ud558\ub294 \uc774\ub4e4\uc758 \ubbfc\uc0dd\uacbd\uc81c\uc5d0 \ub300\ud55c \uc5f4\uc815\ub3c4 \uac00\uc2b4\uc73c\ub85c \ub290\ub07c\uace0 \uc654\ub2e4. \uc774 \ubaa8\ub4e0 \uac83\ub4e4\uc774 \uc6b0\ub9ac\uc758 \uc790\ubd80\uc2ec\uc774\uace0, \uc790\uc591\ubd84\uc774 \ub420 \uac83\uc774\ub2e4.
\n3\ucc28 \ubbfc\uc0dd\uae30\ud589\uc740 \uc5b4\ub514\ub85c \uac08\uae4c?<\/p>\n","protected":false},"excerpt":{"rendered":"

[\ubbfc\ubcc0 \ubbfc\uc0dd\uacbd\uc81c\uc704\uc6d0\ud68c \ubbfc\uc0dd\uae30\ud589 \ud6c4\uae30 \u2013 \ucd1d\uad04\ud3b8] \uadf8\uae4c\uc774\uaebc \uc720\ub7fd, \ubbfc\uc0dd\uacf5\ubd80 \uc880 \ud558\ub7ec \uac14\ub2e4 \uc654\uc2b5\ub2c8\ub2e4!– \uae40\ub0a8\uc8fc \ud68c\uc6d0   1.\uae30\ud68d\uc758\ub3c4\uc640 \uc900\ube44\uacfc\uc815 \u201c\uc544\ub2c8 \ubbfc\uc0dd\uae30\ud589\uc73c\ub85c \uc720\ub7fd\uc744 \uac00\ub2e4\ub2c8, \ub108\ubb34 \ub7ed\uc154\ub9ac\ud55c \uac70 \uc544\ub2c8\uc57c?\u201d \ub204\uac00 \ubb50\ub77c\uace0 \ud558\uc9c0\ub3c4 \uc54a\uc558\ub294\ub370, 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