{"id":65381,"date":"2025-09-18T17:05:46","date_gmt":"2025-09-18T08:05:46","guid":{"rendered":"https:\/\/www.minbyun.or.kr\/?p=65381"},"modified":"2025-09-18T17:05:46","modified_gmt":"2025-09-18T08:05:46","slug":"%eb%af%bc%ec%83%9d%ec%9c%84%ea%b3%b5%eb%8f%99-%eb%b3%b4%eb%8f%84%ec%9e%90%eb%a3%8c-%ec%bf%a0%ed%8c%a1%ec%9d%b4%ec%b8%a0%c2%b7%eb%b0%b0%eb%8b%ac%ec%9d%98%eb%af%bc%ec%a1%b1-%eb%b6%88%ea%b3%b5","status":"publish","type":"post","link":"https:\/\/www.minbyun.or.kr\/?p=65381","title":{"rendered":"[\ubbfc\uc0dd\uc704][\uacf5\ub3d9 \ubcf4\ub3c4\uc790\ub8cc] \ucfe0\ud321\uc774\uce20\u00b7\ubc30\ub2ec\uc758\ubbfc\uc871 \ubd88\uacf5\uc815\ud589\uc704 \uacf5\uc815\uc704 \uc2e0\uace0 \uae30\uc790\ud68c\uacac – \u2018\ud55c\uadf8\ub987 \ubb34\ub8cc\ubc30\ub2ec\u2019, \ubc30\ub2ec\uc571\uc758 \ubd88\uacf5\uc815\uc744 \uc2e0\uace0\ud569\ub2c8\ub2e4 \/ 2025. 9. 18.(\ubaa9) \uc624\uc804 10\uc2dc, \ucc38\uc5ec\uc5f0\ub300 2\uce35 \uc544\ub984\ub4dc\ub9ac\ud640"},"content":{"rendered":"

\"\"<\/p>\n

\ubbfc\ubcc0 \ubbfc\uc0dd\uacbd\uc81c\uc704\uc6d0\ud68c, \ucc38\uc5ec\uc5f0\ub300, \ud55c\uad6d\uc18c\ube44\uc790\uc5f0\ub9f9<\/span><\/p>\n

\uacf5\ub3d9 \ubcf4\ub3c4\uc790\ub8cc<\/b><\/span><\/p>\n

\ucfe0\ud321\uc774\uce20\u00b7\ubc30\ub2ec\uc758\ubbfc\uc871 \ubd88\uacf5\uc815\ud589\uc704 \uacf5\uc815\uc704 \uc2e0\uace0 \uae30\uc790\ud68c\uacac<\/span><\/strong><\/p>\n

\uc18c\ube44\uc790 \uae30\ub9cc\u00b7\uc785\uc810\uc5c5\uccb4 \ucc28\ubcc4 \u2018\ud55c\uadf8\ub987 \ubb34\ub8cc\ubc30\ub2ec\u2019, \ubc30\ub2ec\uc571\uc758 \ubd88\uacf5\uc815\uc744 \uc2e0\uace0\ud569\ub2c8\ub2e4<\/span><\/p>\n

\uc785\uc810\uc5c5\uccb4\uc5d0\uac8c \uac00\uaca9 \uc65c\uace1 \uc720\ub3c4\ud558\ub294 \ubc30\ub2ec\uc571\uc758 \ub179\ucde8\ub85d \uacf5\uac1c<\/span><\/p>\n

\uac00\uc9dc \ud560\uc778\uc73c\ub85c \uc18c\ube44\uc790 \uae30\ub9cc, \ud560\uc778\uc870\uac74\u00b7\ud654\uba74\ub178\ucd9c\uc5d0\uc11c \uc785\uc810\uc5c5\uccb4 \ucc28\ubcc4<\/span><\/p>\n

\uc77c\uc2dc \uc7a5\uc18c : 9. 18. (\ubaa9) \uc624\uc804 10\uc2dc, \ucc38\uc5ec\uc5f0\ub300 2\uce35 \uc544\ub984\ub4dc\ub9ac\ud640<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

    \n
  1. \uc624\ub298(9\/18) \ubbfc\ubcc0 \ubbfc\uc0dd\uacbd\uc81c\uc704\uc6d0\ud68c, \ucc38\uc5ec\uc5f0\ub300, \ud55c\uad6d\uc18c\ube44\uc790\uc5f0\ub9f9\uc740 \uae30\uc790\ud68c\uacac\uc744 \ud1b5\ud574 \ucfe0\ud321\uc774\uce20\uc640 \ubc30\ub2ec\uc758\ubbfc\uc871\uc758 \u2018\ud558\ub098\ub9cc \ub2f4\uc544\ub3c4 \ubb34\ub8cc\ubc30\ub2ec\u2019, \u2018\ud55c\uadf8\ub987 \ubb34\ub8cc\ubc30\ub2ec\u2019 \uc11c\ube44\uc2a4\uc758 \ubd88\uacf5\uc815\ud589\uc704\ub97c \uaddc\ud0c4\ud558\uace0 \uacf5\uc815\uac70\ub798\uc704\uc6d0\ud68c\uc5d0 \uc2e0\uace0\uc11c\ub97c \uc81c\ucd9c\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub4e4 \ub2e8\uccb4\ub294 \ubc30\ub2ec\uc571\uc774 \ucd5c\uadfc \ub300\ub300\uc801\uc73c\ub85c \uc2e4\ud589 \uc911\uc778\u00a0 \u2018\ud55c\uadf8\ub987 \ubb34\ub8cc\ubc30\ub2ec\u2019 \uc815\ucc45\uc774 \uc785\uc810\uc5c5\uccb4\ub97c \ubd80\ub2f9\ud558\uac8c \ucc28\ubcc4\ud558\uace0 \uc18c\ube44\uc790\ub97c \uae30\ub9cc\ud558\ub294 \ubd88\uacf5\uc815 \ud589\uc704\ub77c\uba70 \uacf5\uc815\uac70\ub798\uc704\uc6d0\ud68c\uc5d0 \uc2e0\uace0 \uc811\uc218\ub97c \ud558\uac8c \ub418\uc5c8\ub2e4\uace0 \ucde8\uc9c0\ub97c \ubc1d\ud614\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/li>\n
  2. \ubc30\ub2ec\uc758\ubbfc\uc871\uc740 \uc9c0\ub09c 4\uc6d4\ubd80\ud130 \ucd5c\uc18c\uc8fc\ubb38\uae08\uc561\uc774 \uc5c6\ub294 \u2018\ud55c\uadf8\ub987\u2019 \uce74\ud14c\uace0\ub9ac\ub97c \uc2dc\ubc94\uc6b4\uc601\ud558\uc5ec 8\uc6d4\uc5d0 \uc815\uc2dd \ub3c4\uc785\ud558\uace0, \ucfe0\ud321\uc774\uce20\ub3c4 \uc9c0\ub09c 7\uc6d4\ubd80\ud130 \u2018\ud558\ub098\ub9cc \ub2f4\uc544\ub3c4 \ubb34\ub8cc\ubc30\ub2ec\u2019\uc744 \uc2dc\ubc94 \uc11c\ube44\uc2a4\ub85c \ub3c4\uc785\ud55c \ub4a4, 8\uc6d4\ubd80\ud130 \uc815\uc2dd \uc11c\ube44\uc2a4\ub85c \uc804\ud658\ud588\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \uce74\ud14c\uace0\ub9ac\uc758 \uc74c\uc2dd \uac00\uaca9\uc740 5,000\uc6d0 ~ 12,000\uc6d0\uc73c\ub85c \ube44\uad50\uc801 \uc18c\uc561\uc73c\ub85c \ucc45\uc815\ub429\ub2c8\ub2e4. \uc785\uc810\uc5c5\uccb4\ub294 \u2018\ud55c\uadf8\ub987 \ubb34\ub8cc\ubc30\ub2ec\u2019 \ud504\ub85c\ubaa8\uc158 \uae30\uc900\uc5d0 \ub530\ub77c \uc74c\uc2dd\uac00\uaca9\uc744 5,000\uc6d0\uc73c\ub85c \ucc45\uc815\ud560 \uacbd\uc6b0, \uc8fc\ubb38 \uac74 \ub2f9 7.8%\uc758 \uc911\uac1c\uc218\uc218\ub8cc(390\uc6d0), 3%\uc758 \uacb0\uc81c\uc218\uc218\ub8cc(150\uc6d0)\uc640 \ubc30\ub2ec\ube44 \ucd5c\ub300 3,400\uc6d0(\ucd1d 3,940\uc6d0)\uc758 \uc218\uc218\ub8cc\uac00 \ubd80\uacfc\ub418\uc5b4 1,060\uc6d0\uc744 \uc815\uc0b0\ubc1b\uac8c \ub429\ub2c8\ub2e4. \ubc30\ub2ec\uc571\uc5d0\uac8c \ucd5c\ub300 2,000\uc6d0\uc758 \uc9c0\uc6d0\uae08\uc744 \ubc1b\uc544\ub3c4 \ub9c8\uc9c4\uc740 \ucd1d 3,060\uc6d0 \ubfd0\uc774\ub77c \uc785\uc810\uc5c5\uccb4\ub294 \u2018\uacfc\ub3c4\ud55c \uc218\uc218\ub8cc\uac00 \ubd80\ub2f4\ub41c\ub2e4\u2019\ub294 \uc785\uc7a5\uc744 \ud45c\ud558\ub294 \uc0c1\ud669\uc785\ub2c8\ub2e4.<\/span><\/li>\n
  3. \uae30\uc790\ud68c\uacac \ucc38\uac00\uc790\ub4e4\uc740 \ubc30\ub2ec\uc571\uc758 \u2018\ud55c\uadf8\ub987 \ubb34\ub8cc\ubc30\ub2ec\u2019 \uc11c\ube44\uc2a4\uac00 \uc18c\ube44\uc790\uc640 \uc785\uc810\uc5c5\uccb4\ub97c \uae30\ub9cc\ud558\uba70 \ubd88\uacf5\uc815\ud589\uc704\ub97c \uc800\uc9c0\ub974\uace0 \uc788\ub2e4\uace0 \uaddc\ud0c4\ud588\uc2b5\ub2c8\ub2e4. \uc11c\uc6b8\uc5d0\uc11c \ud55c\uc2dd\uc9d1\uc744 \uc6b4\uc601\ud558\uba70 \ub450 \ubc30\ub2ec\uc571\uc5d0 \uc785\uc810\ud574 \uc788\ub294 \uae40\uc900\ud615 \uc0ac\uc7a5\uc740 \u201c\uc601\uc138 \uc790\uc601\uc5c5\uc790\ub97c \ube44\ub86f\ud558\uc5ec \uac1c\uc778\ub9e4\uc7a5\uc744 \uc6b4\uc601\ud558\ub294 \uc790\uc601\uc5c5\uc790\ub4e4\uc740 \ud55c\uadf8\ub987 \ud504\ub85c\ubaa8\uc158\uc5d0 \ucc38\uc5ec\ud558\uae30 \uc704\ud574 \ucd5c\ub300 20~40%\uc758 \ud560\uc778\uc728\uc744 \uc801\uc6a9\ud574\uc57c \ud558\ub294\ub370, \ub300\ud615 \ud504\ub79c\ucc28\uc774\uc988 \ub9e4\uc7a5\ub4e4\uc740 10%\ub9cc \ud560\uc778\ud574\ub3c4 \ud55c\uadf8\ub987 \uba54\ub274 \uce74\ud14c\uace0\ub9ac\uc5d0 \ub4e4\uc5b4\uac08 \uc218 \uc788\ub2e4\u201d\uace0 \uc99d\uc5b8\ud588\uc2b5\ub2c8\ub2e4. \ub610\ud55c \u201c\ud55c\uadf8\ub987 \uce74\ud14c\uace0\ub9ac\uc5d0\uc11c \uc8fc\ubb38\uc774 \ubc1c\uc0dd\ud574\uc57c \ubc30\ub2ec\uc571\uc758 \uc9c0\uc6d0\uc744 \ubc1b\uc744 \uc218 \uc788\ub294\ub370, \ub300\ud615 \ud504\ub79c\ucc28\uc774\uc988 \uac00\uac8c\uc640 \ub2ec\ub9ac \uc77c\ubc18 \uc790\uc601\uc5c5\uc790\ub4e4\uc740 \uc790\uc2e0\uc758 \uac00\uac8c \uba54\ub274\uc5d0\uc11c\ub3c4 \ud55c\uadf8\ub987 \uc8fc\ubb38 \uba54\ub274\uac00 \ub178\ucd9c\ub418\uc5b4 \ubc30\ub2ec\uc571 \uc9c0\uc6d0\uc744 \ubabb\ubc1b\ub294 \uacbd\uc6b0\ub3c4 \ub9ce\ub2e4\u201d\uace0 \ubc1c\uc5b8\ud588\uc2b5\ub2c8\ub2e4.<\/span> \uc774\uc5b4 \u201c\ubc30\ub2ec\uc571 \uae30\uc5c5\uc740 \u2018\ud55c\uadf8\ub987 \ud504\ub85c\ubaa8\uc158\u2019\uc744 \uc571 \uc815\uc911\uc559\uc5d0 \ub178\ucd9c\uc2dc\ud0a4\uba70 \ucc38\uc5ec\ud558\uc9c0 \uc54a\uc73c\uba74 \uc8fc\ubb38\uc774 \uae09\uac10\ud558\ub294 \uc0c1\ud669\uc5d0\uc11c \ub3c4\uc800\ud788 \ucc38\uc5ec\ud558\uc9c0 \uc54a\uc744 \uc218 \uc5c6\ub2e4\u201d\uba70 \u201c\uc544\ubb34\ub9ac \ubd80\ub2f9\ud55c \uc815\ucc45\uc774\ub77c\ub3c4 \ubc30\ub2ec\uc571\uc774 \uc77c\ubc29\uc801\uc73c\ub85c \uc2dc\ud589\ud558\uba74 \uc6b0\ub9ac\ub294 \uc77c\ubc29\uc801\uc73c\ub85c \ub530\ub97c \uc218 \ubc16\uc5d0 \uc5c6\ub294 \uad6c\uc870\u201d\ub77c\uace0 \uaddc\ud0c4\ud588\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/li>\n
  4. \uae30\uc790\ud68c\uacac \ud604\uc7a5\uc5d0\uc11c\ub294 \u2018\ud55c\uadf8\ub987 \ubb34\ub8cc\ubc30\ub2ec\u2019 \uc11c\ube44\uc2a4 \ucc38\uc5ec\ub97c \uc704\ud574 \uc785\uc810\uc5c5\uccb4\uc5d0\uac8c \uac00\uaca9 \uc65c\uace1\uc744 \uc720\ub3c4\ud558\ub294 \ubc30\ub2ec\uc571\uc758 \ub179\ucde8\ub85d\uc774 \uacf5\uac1c\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub179\ucde8\ub85d\uc5d0\ub294 \u201c\uae30\uc874 \uae08\uc561\uc5d0 20% \ud560\uc778\uc744 \uc801\uc6a9\ud558\uba74 \ubd80\ub2f4\uc2a4\ub7ec\uc6b0\ub2c8, \uac00\uaca9\uc744 \uc77c\ubd80 \uc778\uc0c1\ud588\ub2e4\uac00 \ud560\uc778\uc744 \uc801\uc6a9\ud558\uc5ec \uae30\uc874\uae08\uc561\uc73c\ub85c \ub9de\ucd9c \uc218 \uc788\ub3c4\ub85d \ud574\uc8fc\uaca0\ub2e4\u201d\ub294 \ub0b4\uc6a9\uc774 \ub2f4\uaca8\uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0c1\ub2f4\uc744 \ubc1b\uc740 \uc785\uc810\uc5c5\uccb4 \uc810\uc8fc\uac00 \ub09c\uc0c9\uc744 \ud45c\ud558\uc790 \u201c\uad11\uace0\ud6a8\uacfc\ub9cc \ubcf4\uace0 \ube60\uc838\ub3c4 \ub41c\ub2e4\u201d\uace0 \uc720\ub3c4\ud558\ub294 \uc815\ud669\ub3c4 \ub4dc\ub7ec\ub0ac\uc2b5\ub2c8\ub2e4.<\/span> \uc774\uc5d0 \uc815\uc9c0\uc5f0 \ud55c\uad6d\uc18c\ube44\uc790\uc5f0\ub9f9 \uc0ac\ubb34\ucd1d\uc7a5\uc740 \u201c20% \ud560\uc778\uc774\ub77c\uace0 \ud45c\uc2dc\ud574 \uc18c\ube44\uc790\uac00 \ud61c\ud0dd\uc744 \ub204\ub9ac\ub294 \ub4ef \uc624\uc778\ud558\uac8c \ub9cc\ub4dc\ub294 \ubc30\ub2ec\uc571\uc758 \uac00\uaca9 \uc65c\uace1 \uc870\uc7a5 \ud589\uc704\ub294 \uc2ec\uac01\ud55c \ubb38\uc81c\uc774\uace0 \uc18c\ube44\uc790 \uae30\ub9cc\u201d\uc774\ub77c\uace0 \ube44\ud310\ud588\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/li>\n
  5. \uc2e0\uace0 \ub300\ub9ac\uc778 \uc774\uc8fc\ud55c \ubbfc\ubcc0 \ubbfc\uc0dd\uacbd\uc81c\uc704\uc6d0\ud68c \ubcc0\ud638\uc0ac\ub294 \u201c\ubc30\ub2ec\uc758\ubbfc\uc871\uacfc \ucfe0\ud321\uc774\uce20\uc758 \u2018\ud55c\uadf8\ub987 \ubc30\ub2ec\u2019 \uc11c\ube44\uc2a4\ub97c \uc2dc\ud589\ud558\uba70 \uc18c\ube44\uc790\uc640 \uc785\uc810\uc5c5\uccb4\ub97c \uae30\ub9cc\ud55c \ud589\uc704\ub294 \u2018\ud45c\uc2dc\uad11\uace0\ubc95\u2019 \uc704\ubc18\uc774\uc790, \u2018\ubd80\ub2f9\ud558\uac8c \uac70\ub798\uc758 \uc0c1\ub300\ubc29\uc744 \ucc28\ubcc4\ud558\uc5ec \ucde8\uae09\ud558\ub294 \ud589\uc704\u2019\ub85c \ubd88\uacf5\uc815\uac70\ub798\ud589\uc704 \uc720\ud615\uc5d0 \ud574\ub2f9\ud55c\ub2e4\u201d\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.<\/span>\u00a0 \uc774\uc5b4 \u201c\ub450 \ubc30\ub2ec\uc571\uc740 \uc774\ubbf8 \u2018\ucd5c\ud61c\ub300\uc6b0 \uc694\uad6c\u2019 \ud610\uc758\ub85c \uc870\uc0ac\ub97c \ubc1b\uace0 \uc788\uace0, \ucfe0\ud321\uc774\uce20\ub294 \u2018\ub07c\uc6cc\ud314\uae30\u2019 \ud610\uc758\uae4c\uc9c0 \uc870\uc0ac\uc911\uc778 \uac00\uc6b4\ub370 \ub610\ub2e4\uc2dc \uc774\ub7ec\ud55c \uc2dc\uc7a5\uc9c0\ubc30\uc801\uc9c0\uc704 \ub0a8\uc6a9 \ud589\uc704\uac00 \ubc18\ubcf5\ub418\ub294 \uac83\uc740 \ubc30\ub2ec\uc571 \uc2dc\uc7a5\uc758 \ub3c5\uacfc\uc810 \ubb38\uc81c\ub97c \ubc18\uc99d\ud558\ub294 \uac83\u201d\uc774\ub77c\uba70 \uacf5\uc815\uc704\uc758 \uc2e0\uc18d\ud55c \uc81c\uc7ac\uac00 \ud544\uc694\ud558\ub2e4\uace0 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4.<\/span><\/li>\n
  6. \u2018\ud55c\uadf8\ub987 \ubb34\ub8cc\ubc30\ub2ec\u2019 \uc11c\ube44\uc2a4\ub85c \ubc30\ub2ec\uc571\uc740 \uc2dc\uc7a5\uc810\uc720\uc728\uc744 \ud655\ub300\ud558\uace0 \uc788\ub294 \ucd94\uc138\uc785\ub2c8\ub2e4. \ubc30\ub2ec\uc758\ubbfc\uc871\uc758 \uc6d4\uac04 \uc0ac\uc6a9\uc790\uc218\ub294 \uc9c0\ub09c \ub450 \ub2ec \uc5f0\uc18d 2300\ub9cc \uba85\ub300\ub97c \uae30\ub85d\ud558\uace0 \ucfe0\ud321\uc774\uce20\uc758 \uc9c0\ub09c\ub2ec \uc6d4\uac04 \uc774\uc6a9\uc790\uc218\ub294 1174\ub9cc \uba85\uc73c\ub85c \ucd5c\ub300\uce58\ub97c \uac31\uc2e0\ud588\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \uae30\uc790\ud68c\uacac \ucc38\uac00\uc790\ub4e4\uc740 \ubc30\ub2ec\uc571\ub4e4\uc774 \uc774\uc6a9\uc790\ub97c \uae30\ub9cc\ud558\ub294 \u2018\ud55c\uadf8\ub987 \ubb34\ub8cc\ubc30\ub2ec\u2019 \uc815\ucc45\uc73c\ub85c \uc2dc\uc7a5\uc810\uc720\uc728\uc744 \ud655\ub300\uc2dc\ud0a8 \uc148\uc774\ub77c\uace0 \uaddc\ud0c4\ud588\uc2b5\ub2c8\ub2e4. \uae40\uc740\uc815 \ucc38\uc5ec\uc5f0\ub300 \ud611\ub3d9\uc0ac\ubb34\ucc98\uc7a5\uc740 \u201c\uc774\ubc88 \uc0ac\uc548\uc740 \ud50c\ub7ab\ud3fc \uc2dc\uc7a5\uc758 \uad6c\uc870\uc801\uc778 \ubb38\uc81c\uc774\uae30 \ub54c\ubb38\uc5d0 \uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc\ubc95\uc744 \uc81c\uc815\ud574 \ub2e4\uc591\ud55c \uc720\ud615\uc758 \ubd88\uacf5\uc815\ud589\uc704\ub97c \uae08\uc9c0\ud574\uc57c \ucc28\ubcc4\uc801 \ud504\ub85c\ubaa8\uc158\uacfc \uc18c\ube44\uc790 \uae30\ub9cc \ub4f1\uc758 \ud589\uc704\ub97c \uc81c\ub3c4\uc801\uc73c\ub85c \ucc28\ub2e8\ud560 \uc218 \uc788\ub2e4\u201d\uba70 \uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc\ubc95 \uc81c\uc815\uc758 \ud544\uc694\uc131\uc744 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4.\u00a0<\/span><\/li>\n<\/ol>\n

     <\/p>\n

    \u25a3 \ubcf4\ub3c4\uc790\ub8cc [<\/b>\uc6d0\ubb38\ubcf4\uae30 \/ \ub2e4\uc6b4\ub85c\ub4dc<\/b><\/a>]<\/b><\/p>\n

    \u25a3 \ucca8\ubd80\uc790\ub8cc(PDF) \ubd99\uc784 : 1.\uae30\uc790\ud68c\uacac \uac1c\uc694, <\/b>2. \uacf5\uc815\uc704 \uc8fc\uc694 \ub0b4\uc6a9<\/b><\/p>\n

    \u25a3 \ucca8\ubd80\uc790\ub8cc : \ud604\uc7a5\uc0ac\uc9c4 2\ub9e4<\/b><\/p>\n

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